Best Car Insurance in Malaysia

Fatberry offers a convenient way to compare, customize and buy the best car insurance in Malaysia without having to physically interact with anyone. 

See Also: Fatberry’s Comprehensive Guide To Buying The Best Car Insurance

Available Car Insurance in Malaysia

At Fatberry, we have up to 17 car insurance providers in Malaysia where you can compare, customize and get an instant quote 24/7. Fatberry’s platform also offers only the best car insurance in Malaysia deals alongside the lowest premiums around.

Below are some of the key benefits for each car insurance provider: 

ALLIANZ	FREE 24/7 towing up to 150km FREE coverage for second drivers FREE battery change service E-hailing coverage provided
AMGENERAL	FREE 24/7 towing up to 100km FREE coverage for all drivers FREE key care service up to RM500
AXA MALAYSIA	24/7 emergency roadside assistance Nationwide access to preferred and panel workshops Windscreen coverage Special perils add-ons All Driver coverage option Legal liability to passengers
BERJAYA SOMPO	24/7 emergency roadside assistance Complimentary all drivers policy 0% Interest instalment plan up to 12 months
ETIQA	24/7 emergency hotline CASHBACK if there are no claims All authorised drivers automatically covered
ETIQA TAKAFUL	FREE 24/7 towing up to 200km FREE coverage for all drivers CASHBACK if there are no claims
GREAT EASTERN GENERAL	FREE 24-hour Emergency towing up to RM 300 FREE 1 Additional Driver FREE 24-hour roadside assistance program FREE 24-hour claim assistance
KURNIA	24/7 Towing Assistance – Breakdown & Accident (up to RM200) 24/7 Emergency Roadside Assistance 3 Years Warranty Period for Workmanship
LONPAC	24/7 Emergency Roadside & Breakdown Assistance) FREE Towing Service Up To RM400 Per Event FREE Cover for All Drivers
MPI GENERALI	24-hour breakdown and accident assistance 24-hour Nationwide Accident Towing 24-hour Customer Service Hotline Emergency Battery Delivery
MSIG	FREE 24-hour Emergency towing up to RM 300 FREE 1 Additional Driver FREE 24-hour roadside assistance program FREE 24-hour claim assistance E-hailing coverage provided
RHB	FREE 24/7 towing up to 200km FREE 24/7 claim assistant FREE fuel delivery service
SYARIKAT TAKAFUL MALAYSIA	FREE 24/7 towing up to 50km FREE coverage for all drivers CASHBACK up to 7.5% if there are no claims Nationwide workshop panel Complimentary PA coverage of RM15000 for each driver and passenger
TOKIO MARINE	FREE 24-hour Emergency towing up to RM 300 FREE 1 Additional Driver FREE 24-hour roadside assistance program FREE 24-hour claim assistance
TUNE PROTECT	24-hour Emergency Auto-Assist Authorised Panel Workshop Guarantee Nationwide Authorised Workshop (more than 300)
ZURICH	FREE 24/7 towing up to 200km FREE up to 3 registered Name Drivers FREE jumpstart service FREE battery change service E-hailing coverage provided
ZURICH TAKAFUL	FREE 24/7 towing up to 200km FREE up to 3 registered Name Drivers FREE jumpstart service FREE battery change service E-hailing coverage provided

Why Choose Fatberry?

Available 24/7

You can buy, customize and compare the best car insurance in Malaysia at your own convenience for FREE. It doesn’t matter what time or day it is, you can get an instant quote within 3 simple steps.

Lowest Price Guarantee

We at Fatberry only offer the best deals in the market where you can save up to RM500. You won’t find it difficult to get the best price for each car insurance provider as you can compare with ease.

Registered & Licensed Insurance Agent

Rest assured, it’s absolutely safe to renew or purchase car insurance from Fatberry as we are a registered and licensed insurance agent.

Frequently Asked Questions Regarding Car Insurance in Malaysia

1. What is car insurance?

Car insurance is a motor or auto insurance signed contract between the driver and the insurance company. The driver is required to pay a certain fee every year. The insurance company will take care of all your finances when it comes to any damage or loss encountered during an accident. You’ll be required to pay a fee every year to ensure the insurance company protects you financially.

2. Why do you need car insurance?

Car insurance helps to protect you financially if you encounter any accidents or mishaps that make you liable for another person’s damages or injuries. It also includes the medical bills if anyone gets injured, including yourself. This applies to the other driver that doesn’t have insurance. Besides, it’s also mandatory for all vehicle owners to have car insurance in Malaysia.

3. How does car insurance work in Malaysia?

Car insurance in Malaysia works similarly to other types of insurance. Essentially, you’ll have to pay a certain premium to the insurance company in order to receive assurance for specific losses. Let’s say something happens to you while on the road and you’ll probably encounter losses on your car, yourself, or even the third party or their car. With car insurance, you’ll be protected financially for all the costs.

4. What are the 3 types of car insurance?

There are 3 different types of car insurance in Malaysia you can choose from as stated below:

Type of Car Insurance in Malaysia #1: Third-party coverage

This type of car insurance is the most common one and is compulsory for all car owners to have. Basically, you will have protection in terms of payment when the other car is damaged during an accident. It’s considered cheap among the other two.

Type of Car Insurance in Malaysia #2: Third-party, fire & theft coverage

This type of car insurance protects your vehicles against fire or theft damages. For instance, if your car caught fire, was stolen, or broken into. The overall cost is average compared to the two.

Type of Car Insurance in Malaysia #3: Comprehensive coverage

For comprehensive coverage, as the name suggests, you will be able to claim your own vehicle damages as well as the other person’s repair costs. Additionally, your vehicles will be covered for fire or theft damages. As this is the most expensive compared to the other two, it’s commonly bought by those who own expensive cars.

5. What is not included in car insurance policies?

The common car insurance coverage will not include your own death or bodily injury that happens during a car accident. Aside from that, any damage or loss caused by nature won’t be included.

6. How much does car insurance cost in Malaysia?

There is no best car insurance in Malaysia as it ultimately depends on your budget as well as every insurance provider offers different features. However, you can compare yourself with Fatberry’s online platform to see which insurance provider suits you best.

7. What should I look for in car insurance in Malaysia?

Before choosing the best car insurance in Malaysia, there are several factors to consider:

Coverage

Take note of the kind of coverage every policy offers as some of them include certain features such as personal injury, collision, and so on.

Budget

Not everyone is able to afford car insurance in Malaysia. For each different insurance provider, there are different prices. Hence, know your budget before purchasing car insurance.

Available Workshops

Most insurance companies have a wide network of car workshops where you can repair your vehicles. It’s best to choose the insurance company which provides a large number of workshops under their network to make it easy to repair your vehicle.

Insurance Company

Before buying insurance, make sure you’ve done your research to ensure it’s a legitimate insurance company. Check out the customer reviews and see whether the insurance claims are accurate.

Buying Insurance Online

You’ll also have to consider whether you can buy the insurance online. For example, with Fatberry, you can compare, customize and buy insurance online from top insurance providers such as Allianz, AXA, Etiqa, and so on.

8. Who are the top five insurance companies in Malaysia?

Based on the majority of customer reviews, the top five insurance companies in Malaysia are Allianz, Etiqa, AXA, Tokio Marine, and MSIG. But bear in mind, if you’re looking for the best car insurance in Malaysia from these insurance companies, you should find one that suits your needs and requirements. 

9. What is full coverage car insurance?

Full coverage car insurance combines several coverage types such as property damage liability, bodily injury liability, collision coverage, and comprehensive coverage, to name a few.

10. What happens if you crash without insurance?

If you crash without insurance, you’ll be required to bear all of the financial burdens by yourself. You could possibly get sued as well based on the damage or injury.

11. Is driving without insurance illegal?

In Malaysia, yes, driving without insurance is illegal. All vehicle owners are required to have car insurance.

12. How to purchase or renew car insurance in Malaysia?

You can quickly purchase or renew car insurance on Fatberry! In just three steps, you can get a quote emailed to you.

Need more help with your car insurance? 

Are you looking to renew your car insurance online? Check for the best car insurance in Malaysia deals from Fatberry! For more helpful articles like this, check out our blog! 

*The content provided is for informational purposes only. Fatberry makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Should you require more information on our products, please refer to fatberry.com or contact us.