MSIG Car Insurance 

What is MSIG Car Insurance?

MSIG car insurance is one of the biggest general insurers in Malaysia. MSIG Insurance (Malaysia) Bhd is a subsidiary of Mitsui Sumitomo Insurance Company, Limited and a part of MS&AD Insurance Group Holdings, Inc. You may count on MSIG for financial security and insurance products of the highest calibre!

Available MSIG Car Insurance Plans

There are three MSIG car insurance plans available as of the year 2023. Let’s take a look at all three of them below!

1. MSIG Motor Plus Insurance

MSIG Motor Plus Insurance is an insurance plan with 7 pre-selected add-ons to provide you superior protection and value. Listed below are the list of situations this insurance can be claimed.

• Third party bodily injury or death. This insurance will cover if you were involved in an accident that was not your fault and the other party needs to cover your losses.
• Third party property loss or damage. The MSIG car insurance can be claimed if you submit to a third party insurance to recover the cost of repairs in the case of an accident.
• Legal Costs. The MSIG car insurance covers lawyer fees when you’re the defendant in court.
• Accidental Death. This insurance plan also covers fatalities on the road.

2. MSIG Comprehensive Private Car

With MSIG Comprehensive Private Car, you may begin with a straightforward plan and add-on features while driving to create a plan that is unique to you and your vehicle.Listed below are the list of situations this insurance can be claimed.

• Third party bodily injury or death. This MSIG car insurance will cover you if you were involved in an accident that was not your fault and the other party needs to cover your losses.
• Third party property loss or damage. This is a situation where an accident occurs and it covers damage to other people’s vehicles and property.
• Loss or damage due to accidental fire, theft or accident. This MSIG car insurance plan will protect you from the loss if your car is damaged due to fire, burglary or accident.

Add-Ons for both MSIG Motor Plus Insurance and MSIG Comprehensive Private Car Insurance plans

• Driver’s personal accident cover. This add-on has a variety of points and some of the coverage include RM10,000 for accidental death & permanent total disablement, RM 1,000 for medical expenses. *You can refer to their insurance policy for more details!
• Special perils. Provides protection against loss or damage brought on by natural disasters like earthquakes, landslides and floods.
• Legal Liability to Passengers. Offers protection from lawsuits filed by your passengers against you in the case of an accident caused by your fault.
• Legal Liability of Passengers. Protects you from claims of legal responsibility for the activities of your passengers made by third parties.
• Waiver of compulsory excess. Provide waiver of the RM400 mandatory excess if the policyholder, you, or the driver of your vehicle are under certain categories. The categories are below 21 years old, possess a Provisional (P) or Learner (L) driving licence and are not listed as a named driver in the policy schedule.
• Strike, riot and civil commotion. Protects the vehicle from loss or damage as a result of a strike, riot or other disruption.
• 24-Hour unlimited towing. MSIG car insurance will provide unlimited towing services for no additional charges.

2. MSIG Lady Motor Plus

MSIG Lady Motor Plus is a brand new product and it is a comprehensive insurance, specifically created for women. This MSIG car insurance ensures ladies’ safety on the road! Listed below are some of the situations this insurance will come in handy for all the ladies!

• Third party bodily injury or death. This insurance will cover if you were involved in an accident that was not your fault and the other party needs to cover your losses.
• Third party property loss or damage. This insurance will cover damage to other people’s vehicles and property.
• Loss or damage due to accidental fire, theft or accident. This MSIG car insurance plan will protect you from the loss if your car is damaged due to fire, burglary or accident.

Add-On

• Windscreen. You can cover your windscreen crack or damage by buying an add-on of this MSIG Lady Motor Plus insurance plan.
• Legal Liability to Passengers. Offers protection from lawsuits filed by your passengers against you in the case of an accident caused by your fault.
• Legal Liability of Passengers. Protects you from claims of legal responsibility for the activities of your passengers made by third parties.
• Compensation for Assessed Repair Time (CART) (Non-Tariff). This add-on gives you money for the time you would have spent using your car if it had been fixed. It is also based on an assigned loss adjuster’s assessment of that time (not including the time it would have taken for the repair to be completed). *Refer to MSIG Motor Add-On CART for more details!
• Smart Key Shield (Non-Tariff). This add-on of MSIG car insurance provides coverage for your smart car key’s loss or damage.
• Accident Repair Allowance (Non-Tariff). Give you compensation for the time you lose from using your car while it is being repaired after an accident.

Benefits of Buying MSIG Car Insurance

1. Large Network of Support
MSIG has a network of 20 branches spread all over Malaysia. This essentially means they will always be there for you when you need them! They also have a multi-channel distribution network where they have successfully built strong relationships with agents, brokers, motor franchisees, regional and Japanese direct corporate clients, as well as financial institution cooperation programmes.

2. Customer Focused
MSIG is a firm that prioritises client satisfaction and they make constant effort to deliver security and satisfy customers. So, you do not have to worry about the quality of the products and services provided by MSIG car insurance!

3. Professionalism
They consistently work to increase their knowledge and ability so that they can offer services of the highest calibre. By valuing one another’s uniqueness and opinions, as well as by exchanging information and ideas, they have seen remarkable growth.

Benefits of buying MSIG Car Insurance with Fatberry

1. Licenced and registered insurance agent
You can get and make MSIG car insurance renewal online from us with confidence because Fatberry is a known and regulated insurance business.

2. Guaranteed lowest price
With savings of up to RM500, Fatberry is the only retailer to solely provide the best discounts on the market! You won’t have any problem finding the best deal on MSIG Car Insurance because it’s simple to compare them!

3. We are available around the clock
In just three easy steps, you can obtain a quick insurance quote no matter the hour or day! Compare and decide the best MSIG car insurance plan that suits you at our website today!

Common F.A.Qs of MSIG Car Insurance

1. Are there any promotions available for the time being?

Yes, when you purchase MSIG Motor Plus, you will receive RM50 Duit Raya in your TNG eWallet! (* Terms & Conditions Apply).
You can check out their website if you want to learn more about the promotion!

2. Can I revoke my insurance?

Yes, you may. By providing the insurance provider with written notification, you can revoke your coverage at any moment. Any minimum premium paid for the policy is not refundable, but you are entitled to a refund of the premium based on the short-period rates.

3. What are some points that I should take note before purchasing MSIG car insurance?

Listed below are some of the things that you should take note before purchasing MSIG car insurance:-

• You need to designate a nominee and make sure that individual is aware of the personal accident insurance you’ve bought.
• The value of your claim will depend on how much insurance you have on your car, so you must make sure it is covered.
• You should read and comprehend the insurance contract and you should talk to your insurance advisor if you need further details.

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Fatberry is a comprehensive platform with a wide range of car insurance in Malaysia where you can buy your preferred car insurance online instantly. You can choose from the available insurance brands and select the plans that suit your needs as well as requirements.