Takaful Malaysia Car Insurance

What is Takaful Malaysia Car Insurance?

Founded in 1984, Takaful Malaysia serves high quality insurance products and services which also include car insurance. In 2018, the business divided its composite licence into two, with Takaful Malaysia Keluarga serving as the holding company and possessing full ownership of Takaful Malaysia Am.

They are always working to exceed customer’s expectations by producing innovative services to be the preferred choice of insurance in Malaysia. Shariah laws and concepts are applied in all the services and products of this company.

Available Takaful Malaysia Car Insurance Plans

There are two car insurance plans available under Takaful Malaysia car insurance which are called Takaful myClick Motor and Takaful myClick Motor FlexiSaver.

Takaful myClick Motor

This Comprehensive Private Motor Takaful plan covers your car in the case of theft, fire, or accident-related losses or damages. It also covers third-party responsibility for death or physical injury as well as property losses or damages. Scroll down to see the key benefits that you will get from subscribing to this particular insurance plan.

• 0% Interest instalment plan. This Takaful Malaysia car insurance plan will help you if the amount owed exceeds RM500, you may choose to pay it in 6 monthly instalments with 0% interest.
• Complimentary Personal Accident coverage for you and your passengers. You can claim free Personal Accident coverage of RM15,000 for you and your loved ones under this plan.
• No extra costs for additional drivers. All authorised drivers are immediately protected without any further fees.
• Comprehensive cover for your vehicle. This plan safeguards you against theft, fire, and other calamities. Other than that, it also covers third-party property losses or damages, as well as bodily harm and wrongful death.
• Cash back for no claims. If you have no claims to make, do not think it is a waste of your money and time. You can get compensated with cash back if you have no claims during the course of your coverage!
• 6 months repair warranty.  A 6-month warranty is provided on the Takaful Malaysia car insurance panel repair shops.
• Online discounts. When you enrol online, you are eligible for a 10% discount!
• Pay and collect points with 8excite. When you enlist online, you can earn Excite Points. To learn more about this click here!

Add-Ons

• Windscreens, windows and sunroof. This add-on will pay to replace or repair any accidently broken glass in your car’s windscreen, windows, or sunroof.
• Special perils. This add-on under the Takaful myClick Motor plan will protect your car from loss or damage brought on by natural calamities like floods and storms.
• Compensation for Assessed Repair Time (CART). This add-on pays you for the period you were unable to use your car due to repairs after an accident (up to 21 days x RM200).
• Motor PA Plus. This add-on in Takaful Malaysia car insurance offers additional cover for the driver and passengers against situations such as death or permanent disability as a result of a traffic accident by providing a complimentary personal accident benefit of RM15,000. They also cover 50km breakdown towing.
• Legal Liability to Passengers. This Takaful Malaysia car insurance add-on protects you from legal obligations for deaths or bodily harm brought on by your careless driving to your passengers.
• Legal Liability of Passengers. This add-on protects you against legal obligations resulting from a third party’s death, physical injury, or property damage as a result of your passengers’ carelessness.
• Strike, riot & civil commotion. Protects your car from loss or damage brought on directly by participants in a strike, riot or other public disturbance.
• Key replacement. In accordance with the maximum amount you choose, this benefit will pay you 80% of the price of replacing your car key (only one claim can be made).
• Cleaning due to water damage. If your vehicle receives water damage as a result of events such as flash flooding, drains, rivers and cleaning, this benefit will pay you for the actual costs incurred up to a maximum amount that you specify (only one claim can be made).

Takaful myClick Motor FlexiSaver

A private Motor Takaful plan which is called FlexiSaver. It offers a year of Base FlexiCover and covers third-party injury or death as well as property loss or damage to third parties.

• Pay As You Drive daily cover. You have the option to only activate Pay As You Drive daily coverage when you are actually driving. They will only charge you for the days that you actually drive. This essentially means this Takaful Malaysia car insurance shields you from having to pay for repairs to your car in the event of an accident!
• Online discount. When you enrol online, you are eligible for a 10% discount!
• Comprehensive cover for your vehicle. Takaful Malaysia Car insurance plan protects you against theft, fire, and other calamities, as well as third-party property losses or damages, physical harm, and fatalities.
• Accident towing. Enjoy 50km of unrestricted towing service!

Add-Ons

• Windscreens, windows and sunroof. This add-on will pay to replace or repair any accidently broken glass in your car’s windscreen, windows or sunroof.
• Motor PA Plus. This add-on offers additional cover for the driver and passengers against situations such as death or permanent disability as a result of a traffic accident by providing a complimentary personal accident benefit of RM15,000. They also cover 50km breakdown towing.
• Key Replacement. In accordance with the maximum amount you choose, this benefit will pay you 80% of the price of replacing your car key (only one claim can be made).

Benefits of buying Takaful Malaysia Car Insurance

1. High quality products and services

Takaful Malaysia marks its 39th year (as of 2023) of being in this insurance field. With abundance of experience they have always been focused on serving their customers with top tier products and services.

They have also received various kinds of awards such as Innovation Award & Race for Cover Award at Takaful StarNite Awards 2019 by Malaysian Takaful Association, Takaful Malaysia Highest Returns To Shareholders Over Three Years And The Highest Return On Equity Over Three Years Awards At The Edge Billion Ringgit Club 2020, Best Motor Takaful Company In Malaysia 2021/2022 Award By Ibanding.Com for their excellent service!

2. Unlimited breakdown towing

With Takaful Malaysia car insurance’s 24-hour Tele Bantuan Programme, you may resume driving with the least amount of hassle. You will get unlimited free towing service for up to 50km!

3. Great network support

Takaful Malaysia is a reliable insurance company as it has 24 branches nationwide. They also have 200 panel workshops, 30+ panel windscreen and high number of panel hospitals and panel clinics all over Malaysia.

Benefits of buying Takaful Malaysia Car Insurance with Fatberry

1. Get an instant quote

Get a quick quotation in three minutes with Fatberry! You get to liberate yourself from the hassle of waiting for Takaful Malaysia car insurance to contact you. A quotation from Fatberry is also absolutely free!

2. Compare various insurance brands easily

The benefits and costs of insurance plans and products might be difficult to distinguish at a single glance. That is why it is usually very difficult for common people like us to understand varied insurance brands and the things they offer.

Since you need a quick fix, Fatberry is here to help! You can quickly compare a few auto insurance companies on our platform which will help you pick the best policy for you.

3. Lowest prices in the market

Find the cheapest insurance rates right away at Fatberry. If you find another platform which has a lower pricing, Fatberry will reimburse you for the difference within 7 working days!

Common F.A.Qs of Takaful Malaysia Car Insurance

1. Can I use Takaful myClick Motor FlexiSaver for the first year of coverage without turning on Pay As You Drive?

The Takaful myClick Motor FlexiSaver does not need you to activate the Pay As You Drive daily coverage. You will still receive protection against loss or damage to your vehicle due to fire or theft and third party bodily injury/death/property damage under the Takaful myClick Motor FlexiSaver.

But, there will be no coverage for accidental damage (own damage), accident towing for your car, and no free personal accident insurance for you and your passengers.

2. How do I renew my motor takaful cover?

You can renew your motor takaful cover online via Takaful Malaysia’s Click for Cover online sales portal or via their mobile app. If you’ve applied for this plan in the past, you will receive a Notice of Expiry (NOE) 30 days before your coverage ends. Then, you can easily renew your motor takaful protection by clicking on the link provided in the NOE.

3. What do I need to do if my contact information changes?

To make sure that all correspondence reaches you on time, it is crucial that you update your contact information in the myTakaful Customer site. You can also let them know if it changes by contacting Customer Service (1-300 88 252 385) or email them (csu@takaful-malaysia.com.my).

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Fatberry is a comprehensive platform with a wide range of car insurance in Malaysia where you can buy your preferred car insurance online instantly. You can choose from the available insurance brands and select the plans that suit your needs as well as requirements.