Zurich Travel Insurance

Zurich Travel Insurance

by | Jul 26, 2023 | Travel Insurance

Zurich Travel Insurance

Zurich Travel Insurance

Photo: Zurich Malaysia

Every year, many people are eager to embark on a journey that will extend their horizons and provide them with priceless memories. Whether travelling alone or with family and friends, the joy that comes from seeing the world’s many breathtaking sights is incomparable.

However, the unexpected can occur before, during, or after your vacation, which can damper your excitement. Natural disasters, airline cancellations, and loss of things can all create undue worry and even financial loss. We will safeguard you every step of the way with Zurich Travel Insurance so that you may experience ongoing peace of mind.

What is Zurich Travel Insurance?

Zurich Travel Insurance provides support in all kinds of situations when it comes to travel, all around the world.

It provides travel insurance, medical insurance, and assistance. If you lose your luggage or your flight is delayed or cancelled, Zurich travel insurance provides property and financial loss protection.

Furthermore, if you’re unsure whether your health insurance covers an accident or illness when travelling away from home, medical protection covers accident-related medical bills as well as critical illness.

Moreover, if you want emergency assistance in a foreign nation where you do not speak the language, or if you require aid in arranging transportation to the nearest acceptable medical facility and speaking with a doctor, you can look into Zurich travel insurance’s emergency medical support package.

How Many Types of Zurich Travel Insurance Does Zurich Malaysia Offer?

There are two types of Zurich Travel Insurance offered:

  • Z-Travel Insurance (Domestic)
  • Z-Travel Insurance (International)

Z-Travel Insurance (Domestic)

If you’re up for some Cuti-Cuti Malaysia, Zurich Travel Insurance (Domestic) is a comprehensive coverage designed to protect you when travelling within Malaysia. You’ll be adequately covered from the time you leave home until you return, with a variety of benefits that suit practically any travel scenario.

What Benefits Does Z-Travel Insurance (Domestic) Covers?

  • Personal Accident Coverage
  • Optional High Medical Coverage
  • Covid-19 Add-On
  • 24-Hour Emergency Medical Assistance Benefits
  • Coverage for Travel Inconvenience

Is There A Range of Products I Can Choose From The Z-Travel Insurance (Domestic)?

You can select from an array of insurance plans to fit your travel needs and budget. Zurich’s online product, Z-Travel Insurance (Domestic) Lite, has been simplified to provide a smooth checkout.

If you want a more comprehensive plan, you can get Z-Travel Insurance (Domestic) via a Zurich authorised agency or their direct branch. If you require any extra information, the Fatberry friendly team is more than happy to assist you!

Who is Eligible for Z-Travel Insurance (Domestic) Plan?

Item Age Limit
Insured Person or Insured Person’s Spouse covered under Individual Cover, Individual and Spouse Cover or Family Cover Between thirty (30) days old to eighty (80) years old.
Child protected by Family Coverage Between thirty (30) days old to seventeen (17) years old, or twenty-three (23) years old if studying as a full-time student
Insured Person is a minor Age seventeen (17) years old or below, the policy must be purchased by his or her parent/ legal guardian.

Z-Travel Insurance (International)

Whether you’re a first-time traveller or a seasoned global explorer, Zurich created this comprehensive policy to protect you when travelling abroad. With 24-hour coverage and a variety of benefits to cover practically every travel situation, you’ll be properly protected every step of the way, from the minute you leave home until you return.

What Benefits Does Z-Travel Insurance (International) Covers?

  • 24-Hour Emergency Medical Assistance Benefits
  • Protection for Amateur Sports
  • Protection for Amateur Sports Including Scuba Diving, Winter Sports, Bungee Jumping & More
  • High Medical Coverage
  • Home Care Benefits
  • Rental Car Excess
  • Personal Accident Coverage
  • 24/7 Worldwide
  • Zurich Travel Assistance
  • Travel Inconvenience Coverage
  • Optional Covid-19 Add-On

Is There A Range of Products I Can Choose From The Z-Travel Insurance (International)?

You can select from a variety of coverage options to fit your travel needs and budget. Zurich’s online product, Z-Travel Insurance (International) Lite, has been simplified to allow for a seamless checkout.

If you want a more comprehensive plan, you can get Z-Travel Insurance (International) from Zurich authorised agents or our direct branch. If you require any extra information, the Fatberry friendly team is more than happy to assist you!

Which Countries Does This Plan Cover?

The countries covered by this plan are divided into three areas:

  • Area 1: Australia, Bangladesh, Bhutan, Brunei, Cambodia, China [excluding Tibet & Mongolia (Inner & Outer)], Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, Vietnam.
  • Area 2: Worldwide excluding Canada, Mongolia (Inner & Outer), Nepal, Tibet and USA.
  • Area 3: Worldwide.

Who is Eligible for Z-Travel Insurance (International) Plan?

Item Age Limit
Insured Person covered under Individual Cover, Individual and Spouse Cover or Family Cover Between thirty (30) days old to seventy (70) years old.
Insured Person covered under Senior Cover Between seventy-one (71) to eighty-five (85) years old.
Child covered under Family Cover Between thirty (30) days old to seventeen (17) years old, or twenty-three (23) years old if studying as a full-time student.
Insured Person covered under Annual Trip Between thirty (30) days old to seventy (70) years old, renewed up to eighty-five (85) years old.
Insured Person is a minor Age seventeen (17) years old or below, the policy must be purchased by his or her parent/ legal guardian

Where Can I Get More Information?

You can send an enquiry to a Zurich Insurance Agent here or contact Zurich call centre at 1300-888-622!

How Can I Purchase Zurich Travel Insurance?

Fatberry now offers Zurich Travel Insurance online! Everything is literally at your fingertips! All you have to do is check out our website and place your order! There is no need for queues or evidence in person. Follow these instructions to purchase it:

1. Request a Quote
2. Compare prices and get the best deal.
3. Get covered
4. Pay and get insured

Click here to request the best quotes!

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Fatberry is a comprehensive platform with a wide range of travel insurance in Malaysia where you can buy your preferred travel insurance online instantly. You can choose from the available insurance brands and select the plans that suit your needs as well as requirements.

 

 

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MSIG Travel Insurance 2023: Find Out More!

MSIG Travel Insurance 2023: Find Out More!

by | Jul 11, 2023 | Travel Insurance

MSIG Travel Insurance

Having a presence in 46 countries worldwide, MSIG is a division of MS&AD Insurance Group, the top general insurance brand in Asia. With a statewide network of 20 branches and multi-channel networks to serve its clients, MSIG is one of Malaysia’s biggest general insurers.

Additionally, MSIG provides a wide selection of insurance products for both private and business use, offering consumers the freedom to choose any kind of insurance product they want.

While travelling for either pleasure or business, MSIG travel insurance will safeguard and cover you and your loved ones. Whether you’re travelling domestically or abroad, MSIG travel insurance will provide the best protection.

What is Travel Insurance?

Travel insurance is a sort of protection that guards you and your loved ones from potential threats whether you’re travelling domestically or abroad. It often pays for any losses a traveller can suffer while out on the road, including medical costs, missing luggage, cancelled flights, and other losses. For one-way, round-trip, and annual travels both domestically and internationally, travel insurance will be provided.

Why Must I Choose MSIG Travel Insurance?

Since MSIG travel insurance offers a variety of benefits and coverage under a single policy, it would be a wise choice for you to choose MSIG travel insurance! They’ll provide coverage for:

  • Personal Accidents
  • Healthcare Expenses
  • Personal Effects
  • Luggage
  • Adventure
  • Terrorism and Hijacking

As well as other inconveniences like travel cancellation, aircraft delays, lost personal funds, and more.

What Kinds Of Travel Insurance Plans Do They Offer?

There are two (2) MSIG travel insurance options available:

1. TravelRight Domestic (Inbound)

  • Family Plan
  • Individual Plan

TravelRight Domestic covers you in:

  • Personal Injury
  • Medical Costs
  • Personalised Baggage & Effects
  • Terrorism and hijacking
  • Chartered Flights (scheduled)
  • Optional (Covid/Dengue) Add-on

The MSIG TravelRight Domestic (Inbound) is made to meet the needs of a single person or a family travelling to nearby Malaysian locations. You may now add a COVID-19/Dengue Hospitalisation Allowance as an optional add-on to your policy, which will pay you a lump amount if you test positive for the virus and end up in the hospital with it or dengue fever.

2. TravelRight Plus (Overseas)

  • Single Trip Plan (Insured Only, Insured & Spouse, Family)
  • Annual Trip Plan (Insured Only)

TravelRight Plus covers you in:

  • Luggage Delay
  • Travel Delay
  • Medical & Other Expenses
  • Travel Cancellation OR Curtailment
  • Luggage & Personal Effects
  • Emergency Medical Evacuation

During your trip, you and your family will be protected with MSIG TravelRight Plus Insurance. Additionally, it offers a 24-hour international travel assistance hotline which you can call for assistance and information. You and the people you travel with are at the centre with MSIG.

You can select from the following add-on plans in addition to your TravelRight Plus Insurance Policy to increase the scope of your Travel Insurance coverage:

  • Travel Add-On: COVID-19 Benefit – Pays for medical costs associated with treating COVID-19 when you are hospitalised abroad after contracting the disease.
  • Travel Add-On: Alternative Transport Top Up – In case that the booked carrier is cancelled or delayed for more than 24 hours abroad, MSIG will cover any additional expenses incurred for alternative transport or alternate routes to your next destination.

What Is The Eligible Age For MSIG Travel Insurance?

There are two (2) categories for the plan’s eligibility age:

1. Domestics

The age limit:

  • Individual – Between the ages of 18 and 80
  • Family (consisting of you, your spouse in law, and kids) – Between the ages of 31 days and 17 years

2. International

The age limit:

  • Single Trip (Child) – Between 31 days and 17 years of age
  • Annual Trip – At the time of first enrollment, all candidates must be between the ages of 18 and 69.

How Long Is The Period Of The Coverage?

For both domestic and international coverage, multiple time periods are covered:

1. Domestics

Limited to 31 days at a time.

2. International

  • Single Trip Plan – Every trip may not last longer than 185 days in total.
  • Annual Trip Plan – Unlimited, as long as no single trip lasts longer than 90 days.

What Is The Process For Terminating My Insurance And Getting My Premiums Reimbursed?

1. Domestic

By giving MSIG written notice, you are able to terminate your policy whenever you’d want. Only if you haven’t started travelling and no claims have been filed will you be given a refund.

2. International

Before leaving on your trip, you must send MSIG written notice seven (7) days in advance. The payment you paid for the Single Trip Plan is refundable. You are entitled to an immediate refund for the Annual Trip Plan in accordance with the policy.

Who Can I Get In Touch With If I Require Emergency Help Or To Be Admitted To A Hospital While Travelling Abroad?

Call the MSIG 24-hour Worldwide Travel Assistance Hotline at 603-7965-3930 if you need emergency assistance while on the flight.

What Extra Benefits Come With MSIG Travel Insurance?

MSIG travel insurance offered a range of benefits including:

  • Extra Protection (Emergency Telephone Charges/Alternative Transportation Arrangement)
  • 24-hour Hotline for International Travel Assistance
  • There is no upper age limit for Single Trip Cover
  • Member of MATTA (the Malaysian Association of Tour and Travel Agents)

And a lot more that gives you access to a wide range of additional benefits!

Which Countries Are Included In MSIG Travel Insurance?

The following countries will have both domestic and international coverage:

Area 1
Australia, Brunei, Cambodia, China (except Mongolia and Tibet), Hong Kong, India, Indonesia, Japan, South Korea, Laos, Macau, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam.

Area 2 (which includes Area 1)
Bhutan, Europe, Mongolia, Nepal, and Tibet.

Area 3 (Global and Including Area 1 & 2)
Excluding Afghanistan, Cuba, the Democratic Republic of the Congo, Iran, Iraq, North Korea, Sudan, and Syria.

Area 4 (Annual and Single Trips)
Covered by the Annual Policy cover (Annual Trip) between Peninsular and East Malaysia and vice versa.

Domestics
All across Malaysia.

How Can I Get In Touch With MSIG Travel Insurance For Further Details?

Contact MSIG at (603) 2050 8228 or by email at myMSIG@my.msig-asia.com for further inquiries about MSIG travel insurance.

Where Can I Purchase MSIG Travel Insurance?

The best place to purchase your travel insurance is from Fatberry! You may compare and choose the best travel insurance plan for your requirements and financial situation.

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Fatberry is a comprehensive platform with a wide range of travel insurance in Malaysia where you can buy your preferred car insurance online instantly. You can choose from the available insurance brands and select the plans that suit your needs as well as requirements.

 

 

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Best Travel Insurance in Malaysia (2023)

Best Travel Insurance in Malaysia (2023)

by | Jul 7, 2023 | Travel Insurance

Best Travel Insurance in Malaysia

Planning on an overseas trip for you and your loved ones with no travel insurance? Whoops, you got to stop there for a moment. We don’t want to jinx anything bad to happen but no travel insurance is quite a risk.

We understand that you may be unsure about which is the best travel insurance in Malaysia for you, but don’t worry! As always, we’ve got you covered with our travel insurance comparison in Malaysia. Continue reading to find the best one for you!

What Is Travel Insurance?

Travel insurance protects you financially if you encounter certain problems when travelling or on vacation with your loved ones. They range from little issues like lost, damaged, or delayed luggage to major ones like emergency medical care overseas.

Why Do I Need Travel Insurance?

When we think of holidays, we always think of having peace of mind and protection when travelling. And, certainly, with travel insurance, you’ll be able to enjoy both with no worries at all! International travel insurance covers not only lost luggage and medical expenses but also changes in plans, unexpected death or disability. All of these are things that you never know if they will happen or not, but it is always important to be cautious!

How Much Does Travel Insurance Cost?

You might think travel insurance is expensive and is only applicable when travelling overseas – yes, we do get that a lot so you’re not alone! But there’s good news for you, the price of travel insurance is not as high as most people believe, and it is determined by numerous criteria such as coverage quantity, length, and destination. You can also choose between individual and family travel insurance coverage.

Malaysia provides a broad choice of travel insurance plans with various coverage levels in order to accommodate all sorts of travellers. We will list them out for you from the cheapest travel insurance in Malaysia to the highest price (which is still a good price) in a moment!

Top 5 Travel Insurance in Malaysia

1. MSIG TravelRight Plus Insurance

MSIG TravelRight Plus Insurance is one of the best travel insurance in Malaysia that compensates you for accidents and specified occurrences that occur during your trip within the term of the policy. For example, travel delays, luggage damage or loss, injury, mishaps, and the list continues.

This coverage ensures that whether you are travelling for business or pleasure, you are always protected throughout your trip. You can choose between a short-term policy for a single trip and annual coverage for an infinite number of journeys during the policy year. All Malaysians, Permanent Residents, Non-Residents, Work Permit/Employment Pass Holders, and other lawfully working Malaysians, as well as their dependents, are eligible to apply.

In addition to your TravelRight Plus Insurance Policy, you can choose from the following add-on plans to extend your Travel Insurance coverage:

  • COVID-19 Benefit – Pays medical expenditures for COVID-19 therapy if you are affected and hospitalised abroad.
  • Travel Add-On: Alternative Transport Top Up – Pays additional costs for alternative transportation or alternate routes to your following destination if your booked transport is cancelled or delayed for any more than 24 hours abroad.

You can get your travel insurance covered for as low as RM138! Refer here for a more detailed explanation of the benefits of MSIG TravelRight Plus Insurance and here to get your quote with Fatberry!

2. Berjaya SOMPO TravelSafe

A vacation is never enjoyable when you are preoccupied with worries. SOMPO TravelSafe gives you peace of mind when travelling by protecting you from COVID-19* with up to RM500,000 – related issues and more. Make your long-awaited fantasy of a postcard-perfect vacation a safer reality with the cheapest travel insurance in Malaysia for as low as RM52 per plan!

*Only valid for fully vaccinated travellers.

Even after the COVID-19 pandemic, your holiday trip should still be safe and memorable. Although the pandemic may have affected our travel lives and habits, we want you to have the best travel moments possible! But when unforeseen circumstances arrive, the last thing we should be concerned about is the financial burden.

What is Berjaya SOMPO TravelSafe About?

This policy is another best travel insurance in Malaysia that covers anyone travelling overseas (as well as within Malaysia) in the occurrence of injuries, disability, or death caused exclusively by violence, accidental, external, and fairly evident.

This policy also reimburses expenses incurred during the trip as a result of travel problems.

What Will Berjaya SOMPO TravelSafe Cover?

Some of the things that will be covered by Berjaya SOMPO TravelSafe:

  • Medical, Hospital & Other Expenses up to RM500,000
  • Travel Curtailment
  • Emergency Medical Evacuation & Repatriation
  • Loss of Deposit or Cancellation
  • Overseas Quarantine Allowance Due to COVID-19

Refer here for a more detailed explanation of the benefits of Berjaya SOMPO TravelSafe and here to get your quote with Fatberry!

3. Zurich Z-Travel Insurance

Zurich Z-Travel Insurance is one of the best travel insurance in Malaysia that covers compensation in the event of accident-related injuries, disability, or death, medical expenditures received as a result of accident or sickness, travel difficulty, and travel assistance for your international trip. This product also offers optional compensation if you become contaminated with Covid-19.

You can select from four (4) distinct levels of cover types:

1. Trip type – single trip, one-way trip, or annual trip.
2. Coverage type – individual cover, individual & spouse cover, family cover, or senior cover.
3. Types of Plan – Silver, Gold, or Diamond.
4. Travel area – Area 1, Area 2, or Area 3.

What Are The Covers/Benefits Provided?

  • 24-Hour Emergency Medical Assistance Benefits
  • Protection for Amateur Sports Including Scuba Diving, Winter Sports, Bungee Jumping & More
  • High Medical Coverage
  • Home Care Benefits
  • Rental Car Excess
  • Personal Accident Coverage
  • 24/7 Worldwide Zurich Travel Assistance
  • Travel Inconvenience Coverage
  • Optional Covid-19 Add-On

You can get your travel insurance covered with Z-Travel for as low as RM99! Refer here for a more detailed explanation of the benefits of the insurance plan and here to get your quote with Fatberry!

4. Allianz Travel Insurance

Allianz is a well-known name in the insurance industry, as well as one of the best travel insurance in Malaysia. It has upped the bar for the coverage and advantages that travel insurance can provide with its multi-award-winning insurance firm.

Allianz’s services are rather clear. You can apply for two of these online: Allianz Travel Insurance and Allianz Flight Care. However, we personally favour Allianz Travel Insurance over Alliance Flight Care because the former provides more complete coverage, both internationally and domestically compared to the latter.

Aside from the standard coverage provided by most insurance companies, Allianz goes above and beyond by providing coverage for funeral expenses, hijacking, terrorism, and — on a lighter note — pet hotel and sports activities like mountain climbing.

What Does Allianz Travel Insurance Covers?

  • International and domestic travel for your family
  • Medical costs
  • Travel or luggage delay
  • Delays in travel or luggage Emergency medical evacuation and repatriation programme
  • Death by accident and lasting disability

You can get this plan for as low as RM200! Refer here for a more detailed explanation of the benefits of the insurance plan and here to get your quote with Fatberry!

5. TripCare 360 Takaful

Etiqa Takaful is yet another best insurance in Malaysia that we bring to you. It offers four different types of travel insurance plans, but the TripCare 360 Takaful is the most beneficial, which is why it is so popular.
One feature that will appeal to you about TripCare 360 Takaful is its 25% rebate, which distinguishes it from competitors. It also has a cashless medical benefit that allows you to be hospitalised without having to pay anything. All you need are the Guarantee Letters (GL) and a phone call to the company’s 24-hour helpline.

Some other benefits it covers:

  • Up to RM5,000 for baggage loss and damage, personal money and travel document theft.
  • Get up to RM100 in compensation for any airline delays.
  • Terrorist coverage
  • 25% when applied online
  • Add-ons for adventurous activities
  • Cashback when you make no claims for the annual plan

If you are wondering how much you would have to pay for the TripCare 360 Takaful, you can click here to get your quote with Fatberry!

Why Should I Buy Travel Insurance with Fatberry?

1. Low Market Rates

Fatberry simply offers the best savings available, and nothing else! We compare insurance costs instantaneously online, and you may even be eligible for a refund if you find a lower price on another site. If you provide proof that the other bids are lower, Fatberry will guarantee to repay the difference within 7 working days.

2. The Quote Is Ready Right Away!

Don’t worry about finding time to speak with a sales representative since Fatberry can provide you with a fast quote in only 3 minutes. And, as an added benefit, getting a quote from Fatberry is entirely free!

3. Easily Compare Pricing

On Fatberry, you can compare insurance brands from all across Malaysia. All it takes is one page to see a comparison of the features and rates of all accessible insurance products. That is not difficult; all you need is a few clicks and you are ready to go.

Now, make sure to select a travel insurance plan that suits you the best!

Check the list to determine which travel insurance plan is the perfect one for you:

  • Destination
  • Medical
  • Personal Belongings
  • Valuables
  • Sports & Activities
  • Trip Cancellations
  • Exclusions

Once they are all checked, you can click here to get your quotations as soon as possible with Fatberry!

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