More and more dash cam footages are being posted online. Some of them are funny, while some of them are downright infuriating. You might also think you are not a bad driver, so you would not need one at the moment.
But the truth is, the car accessory has far more functionality beyond catching crazy drivers!
For example, it comes in handy for security and ensuring you are on the safe side if accidents were to happen.
First of all, what is a dash cam, and how does it work?
It is a small, windscreen-mounted, in-car camera recording everything in front and, in some instances, the rear of a driver. It can be a motorist’s independent witness while saving motorists money on their insurance when involved in an incident.
A front and rear dash cam can also give you a complete vision of the surroundings, so you won’t miss anything that happens around your car.
A dash cam is mounted onto the windscreen and records the road when driving. It starts recording automatically when the ignition key or parking mode is turned on and in a continuous loop, with each clip filmed on a short 3-minute segment onto a micro SD card.
So, what are the common statements and questions people have before installing a dash cam?
“I am a good driver, and I never get into accidents.”
While you may have a perfect driving record, not everyone on the road is a good driver and accidents do happen. Insurance companies and law enforcement officers welcome dash cam footages as they paint a clear picture of what happened.
Protect yourself from the unnecessary hassle by getting a dash cam. It is always better to have visual and auditory evidence and stay on the safe side than to have no video evidence.
However, a dash cam was never intended to be an accident-prevention device but a recording device to have an unbiased record of what happened in case of an accident and insurance claims.
“I will never fall victim to an insurance fraud.”
We have all seen the many video clips of drivers who purposely cause car accidents or pedestrians who actively try to get hit by oncoming traffic to extort money from the alleged victim and insurance companies. They may be comical to watch, but they are no laughing matter if it happened to you as it might cause unnecessary stress and panic.
Malaysia is not necessarily famous for insurance scams, but you cannot brush it off assuming it never happens. People are always coming up with creative ways to scam others and be on the safe side by having solid evidence on your side with a dash cam recording.
“Would installing a dash cam lower my insurance premiums?”
Unfortunately, not all car insurance providers offer a discount for having a dash cam in your vehicle. If you are unsure, check with your insurance carrier before installation. However, even without the direct benefit, the recording device can indirectly impact your insurance premiums in many ways.
Here are some of the ways a dash cam an impact your on the road experience:
- In case of an accident, you are not at fault; the video recording can help to process your claims easily without framing you as the bad driver.
- With the built-in GPS in your dash cam, you can stamp your footage with date, time and speed. You may be able to use all that information to dispute an unfair driving ticket that could otherwise increase your car insurance premium.
- Save time and money and protect your no claim discount. Providing video footage could speed up the process of settling your claim. It can help you avoid paying for an incident you didn’t cause. If you’re found to be at fault, you could lose the no claim discount, and claims can also negatively affect your premium when it’s time to renew.
To sum it all up, a dashboard camera is an excellent investment, and in Malaysia, we have a wide array of selections to choose from. From the low-end ones that only cost hundreds of ringgits to high-end, state of the art cameras that come with a colour display, time and date stamps and multiple lenses.
The choice is entirely yours, depending on your budget, needs and preferences!
Here are the top 5 best dash cams:
End of the day, even if your dash cam is not the most expensive or the best one in Malaysia, if it can record and relay the correct information, it will put you on the safe side when it comes to your insurance claims.
*The content provided is for informational purposes only. Fatberry makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Should you require more information on our products, please refer to fatberry.com or contact us.
The old adage of “failing to prepare is preparing to fail” also rings true for commuting. Here’s a car maintenance checklist to help you prepare for...
It’s always frustrating when your car experiences a breakdown mid-journey. Thankfully, there is plenty of roadside assistance ready to serve you! It...
What is Road Tax and How It Works In Malaysia Road tax is a tax fee paid annually by the owner of a vehicle used on the road. Road tax and car...