Best Travel Insurance in Malaysia (2023)

Best Travel Insurance in Malaysia (2023)

by | Jul 7, 2023 | Travel Insurance

Best Travel Insurance in Malaysia

Planning on an overseas trip for you and your loved ones with no travel insurance? Whoops, you got to stop there for a moment. We don’t want to jinx anything bad to happen but no travel insurance is quite a risk.

We understand that you may be unsure about which is the best travel insurance in Malaysia for you, but don’t worry! As always, we’ve got you covered with our travel insurance comparison in Malaysia. Continue reading to find the best one for you!

What Is Travel Insurance?

Travel insurance protects you financially if you encounter certain problems when travelling or on vacation with your loved ones. They range from little issues like lost, damaged, or delayed luggage to major ones like emergency medical care overseas.

Why Do I Need Travel Insurance?

When we think of holidays, we always think of having peace of mind and protection when travelling. And, certainly, with travel insurance, you’ll be able to enjoy both with no worries at all! International travel insurance covers not only lost luggage and medical expenses but also changes in plans, unexpected death or disability. All of these are things that you never know if they will happen or not, but it is always important to be cautious!

How Much Does Travel Insurance Cost?

You might think travel insurance is expensive and is only applicable when travelling overseas – yes, we do get that a lot so you’re not alone! But there’s good news for you, the price of travel insurance is not as high as most people believe, and it is determined by numerous criteria such as coverage quantity, length, and destination. You can also choose between individual and family travel insurance coverage.

Malaysia provides a broad choice of travel insurance plans with various coverage levels in order to accommodate all sorts of travellers. We will list them out for you from the cheapest travel insurance in Malaysia to the highest price (which is still a good price) in a moment!

Top 5 Travel Insurance in Malaysia

1. MSIG TravelRight Plus Insurance

MSIG TravelRight Plus Insurance is one of the best travel insurance in Malaysia that compensates you for accidents and specified occurrences that occur during your trip within the term of the policy. For example, travel delays, luggage damage or loss, injury, mishaps, and the list continues.

This coverage ensures that whether you are travelling for business or pleasure, you are always protected throughout your trip. You can choose between a short-term policy for a single trip and annual coverage for an infinite number of journeys during the policy year. All Malaysians, Permanent Residents, Non-Residents, Work Permit/Employment Pass Holders, and other lawfully working Malaysians, as well as their dependents, are eligible to apply.

In addition to your TravelRight Plus Insurance Policy, you can choose from the following add-on plans to extend your Travel Insurance coverage:

  • COVID-19 Benefit – Pays medical expenditures for COVID-19 therapy if you are affected and hospitalised abroad.
  • Travel Add-On: Alternative Transport Top Up – Pays additional costs for alternative transportation or alternate routes to your following destination if your booked transport is cancelled or delayed for any more than 24 hours abroad.

You can get your travel insurance covered for as low as RM138! Refer here for a more detailed explanation of the benefits of MSIG TravelRight Plus Insurance and here to get your quote with Fatberry!

2. Berjaya SOMPO TravelSafe

A vacation is never enjoyable when you are preoccupied with worries. SOMPO TravelSafe gives you peace of mind when travelling by protecting you from COVID-19* with up to RM500,000 – related issues and more. Make your long-awaited fantasy of a postcard-perfect vacation a safer reality with the cheapest travel insurance in Malaysia for as low as RM52 per plan!

*Only valid for fully vaccinated travellers.

Even after the COVID-19 pandemic, your holiday trip should still be safe and memorable. Although the pandemic may have affected our travel lives and habits, we want you to have the best travel moments possible! But when unforeseen circumstances arrive, the last thing we should be concerned about is the financial burden.

What is Berjaya SOMPO TravelSafe About?

This policy is another best travel insurance in Malaysia that covers anyone travelling overseas (as well as within Malaysia) in the occurrence of injuries, disability, or death caused exclusively by violence, accidental, external, and fairly evident.

This policy also reimburses expenses incurred during the trip as a result of travel problems.

What Will Berjaya SOMPO TravelSafe Cover?

Some of the things that will be covered by Berjaya SOMPO TravelSafe:

  • Medical, Hospital & Other Expenses up to RM500,000
  • Travel Curtailment
  • Emergency Medical Evacuation & Repatriation
  • Loss of Deposit or Cancellation
  • Overseas Quarantine Allowance Due to COVID-19

Refer here for a more detailed explanation of the benefits of Berjaya SOMPO TravelSafe and here to get your quote with Fatberry!

3. Zurich Z-Travel Insurance

Zurich Z-Travel Insurance is one of the best travel insurance in Malaysia that covers compensation in the event of accident-related injuries, disability, or death, medical expenditures received as a result of accident or sickness, travel difficulty, and travel assistance for your international trip. This product also offers optional compensation if you become contaminated with Covid-19.

You can select from four (4) distinct levels of cover types:

1. Trip type – single trip, one-way trip, or annual trip.
2. Coverage type – individual cover, individual & spouse cover, family cover, or senior cover.
3. Types of Plan – Silver, Gold, or Diamond.
4. Travel area – Area 1, Area 2, or Area 3.

What Are The Covers/Benefits Provided?

  • 24-Hour Emergency Medical Assistance Benefits
  • Protection for Amateur Sports Including Scuba Diving, Winter Sports, Bungee Jumping & More
  • High Medical Coverage
  • Home Care Benefits
  • Rental Car Excess
  • Personal Accident Coverage
  • 24/7 Worldwide Zurich Travel Assistance
  • Travel Inconvenience Coverage
  • Optional Covid-19 Add-On

You can get your travel insurance covered with Z-Travel for as low as RM99! Refer here for a more detailed explanation of the benefits of the insurance plan and here to get your quote with Fatberry!

4. Allianz Travel Insurance

Allianz is a well-known name in the insurance industry, as well as one of the best travel insurance in Malaysia. It has upped the bar for the coverage and advantages that travel insurance can provide with its multi-award-winning insurance firm.

Allianz’s services are rather clear. You can apply for two of these online: Allianz Travel Insurance and Allianz Flight Care. However, we personally favour Allianz Travel Insurance over Alliance Flight Care because the former provides more complete coverage, both internationally and domestically compared to the latter.

Aside from the standard coverage provided by most insurance companies, Allianz goes above and beyond by providing coverage for funeral expenses, hijacking, terrorism, and — on a lighter note — pet hotel and sports activities like mountain climbing.

What Does Allianz Travel Insurance Covers?

  • International and domestic travel for your family
  • Medical costs
  • Travel or luggage delay
  • Delays in travel or luggage Emergency medical evacuation and repatriation programme
  • Death by accident and lasting disability

You can get this plan for as low as RM200! Refer here for a more detailed explanation of the benefits of the insurance plan and here to get your quote with Fatberry!

5. TripCare 360 Takaful

Etiqa Takaful is yet another best insurance in Malaysia that we bring to you. It offers four different types of travel insurance plans, but the TripCare 360 Takaful is the most beneficial, which is why it is so popular.
One feature that will appeal to you about TripCare 360 Takaful is its 25% rebate, which distinguishes it from competitors. It also has a cashless medical benefit that allows you to be hospitalised without having to pay anything. All you need are the Guarantee Letters (GL) and a phone call to the company’s 24-hour helpline.

Some other benefits it covers:

  • Up to RM5,000 for baggage loss and damage, personal money and travel document theft.
  • Get up to RM100 in compensation for any airline delays.
  • Terrorist coverage
  • 25% when applied online
  • Add-ons for adventurous activities
  • Cashback when you make no claims for the annual plan

If you are wondering how much you would have to pay for the TripCare 360 Takaful, you can click here to get your quote with Fatberry!

Why Should I Buy Travel Insurance with Fatberry?

1. Low Market Rates

Fatberry simply offers the best savings available, and nothing else! We compare insurance costs instantaneously online, and you may even be eligible for a refund if you find a lower price on another site. If you provide proof that the other bids are lower, Fatberry will guarantee to repay the difference within 7 working days.

2. The Quote Is Ready Right Away!

Don’t worry about finding time to speak with a sales representative since Fatberry can provide you with a fast quote in only 3 minutes. And, as an added benefit, getting a quote from Fatberry is entirely free!

3. Easily Compare Pricing

On Fatberry, you can compare insurance brands from all across Malaysia. All it takes is one page to see a comparison of the features and rates of all accessible insurance products. That is not difficult; all you need is a few clicks and you are ready to go.

Now, make sure to select a travel insurance plan that suits you the best!

Check the list to determine which travel insurance plan is the perfect one for you:

  • Destination
  • Medical
  • Personal Belongings
  • Valuables
  • Sports & Activities
  • Trip Cancellations
  • Exclusions

Once they are all checked, you can click here to get your quotations as soon as possible with Fatberry!

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Takaful Malaysia Car Insurance 2023: Find Out More!

Takaful Malaysia Car Insurance 2023: Find Out More!

by | May 5, 2023 | Car Insurance

Takaful Malaysia Car Insurance

What is Takaful Malaysia Car Insurance?

Founded in 1984, Takaful Malaysia serves high quality insurance products and services which also include car insurance. In 2018, the business divided its composite licence into two, with Takaful Malaysia Keluarga serving as the holding company and possessing full ownership of Takaful Malaysia Am.

They are always working to exceed customer’s expectations by producing innovative services to be the preferred choice of insurance in Malaysia. Shariah laws and concepts are applied in all the services and products of this company.

Available Takaful Malaysia Car Insurance Plans

There are two car insurance plans available under Takaful Malaysia car insurance which are called Takaful myClick Motor and Takaful myClick Motor FlexiSaver.

Takaful myClick Motor

This Comprehensive Private Motor Takaful plan covers your car in the case of theft, fire, or accident-related losses or damages. It also covers third-party responsibility for death or physical injury as well as property losses or damages. Scroll down to see the key benefits that you will get from subscribing to this particular insurance plan.

  • 0% Interest instalment plan. This Takaful Malaysia car insurance plan will help you if the amount owed exceeds RM500, you may choose to pay it in 6 monthly instalments with 0% interest.
  • Complimentary Personal Accident coverage for you and your passengers. You can claim free Personal Accident coverage of RM15,000 for you and your loved ones under this plan.
  • No extra costs for additional drivers. All authorised drivers are immediately protected without any further fees.
  • Comprehensive cover for your vehicle. This plan safeguards you against theft, fire, and other calamities. Other than that, it also covers third-party property losses or damages, as well as bodily harm and wrongful death.
  • Cash back for no claims. If you have no claims to make, do not think it is a waste of your money and time. You can get compensated with cash back if you have no claims during the course of your coverage!
  • 6 months repair warranty.  A 6-month warranty is provided on the Takaful Malaysia car insurance panel repair shops.
  • Online discounts. When you enrol online, you are eligible for a 10% discount!
  • Pay and collect points with 8excite. When you enlist online, you can earn Excite Points. To learn more about this click here!

Add-Ons

  • Windscreens, windows and sunroof. This add-on will pay to replace or repair any accidently broken glass in your car’s windscreen, windows, or sunroof.
  • Special perils. This add-on under the Takaful myClick Motor plan will protect your car from loss or damage brought on by natural calamities like floods and storms.
  • Compensation for Assessed Repair Time (CART). This add-on pays you for the period you were unable to use your car due to repairs after an accident (up to 21 days x RM200).
  • Motor PA Plus. This add-on in Takaful Malaysia car insurance offers additional cover for the driver and passengers against situations such as death or permanent disability as a result of a traffic accident by providing a complimentary personal accident benefit of RM15,000. They also cover 50km breakdown towing.
  • Legal Liability to Passengers. This Takaful Malaysia car insurance add-on protects you from legal obligations for deaths or bodily harm brought on by your careless driving to your passengers.
  • Legal Liability of Passengers. This add-on protects you against legal obligations resulting from a third party’s death, physical injury, or property damage as a result of your passengers’ carelessness.
  • Strike, riot & civil commotion. Protects your car from loss or damage brought on directly by participants in a strike, riot or other public disturbance.
  • Key replacement. In accordance with the maximum amount you choose, this benefit will pay you 80% of the price of replacing your car key (only one claim can be made).
  • Cleaning due to water damage. If your vehicle receives water damage as a result of events such as flash flooding, drains, rivers and cleaning, this benefit will pay you for the actual costs incurred up to a maximum amount that you specify (only one claim can be made).

Takaful myClick Motor FlexiSaver

A private Motor Takaful plan which is called FlexiSaver. It offers a year of Base FlexiCover and covers third-party injury or death as well as property loss or damage to third parties.

  • Pay As You Drive daily cover. You have the option to only activate Pay As You Drive daily coverage when you are actually driving. They will only charge you for the days that you actually drive. This essentially means this Takaful Malaysia car insurance shields you from having to pay for repairs to your car in the event of an accident!
  • Online discount. When you enrol online, you are eligible for a 10% discount!
  • Comprehensive cover for your vehicle. Takaful Malaysia Car insurance plan protects you against theft, fire, and other calamities, as well as third-party property losses or damages, physical harm, and fatalities.
  • Accident towing. Enjoy 50km of unrestricted towing service!

Add-Ons

  • Windscreens, windows and sunroof. This add-on will pay to replace or repair any accidently broken glass in your car’s windscreen, windows or sunroof.
  • Motor PA Plus. This add-on offers additional cover for the driver and passengers against situations such as death or permanent disability as a result of a traffic accident by providing a complimentary personal accident benefit of RM15,000. They also cover 50km breakdown towing.
  • Key Replacement. In accordance with the maximum amount you choose, this benefit will pay you 80% of the price of replacing your car key (only one claim can be made).

Benefits of buying Takaful Malaysia Car Insurance

1. High quality products and services

Takaful Malaysia marks its 39th year (as of 2023) of being in this insurance field. With abundance of experience they have always been focused on serving their customers with top tier products and services.

They have also received various kinds of awards such as Innovation Award & Race for Cover Award at Takaful StarNite Awards 2019 by Malaysian Takaful Association, Takaful Malaysia Highest Returns To Shareholders Over Three Years And The Highest Return On Equity Over Three Years Awards At The Edge Billion Ringgit Club 2020, Best Motor Takaful Company In Malaysia 2021/2022 Award By Ibanding.Com for their excellent service!

2. Unlimited breakdown towing

With Takaful Malaysia car insurance’s 24-hour Tele Bantuan Programme, you may resume driving with the least amount of hassle. You will get unlimited free towing service for up to 50km!

3. Great network support

Takaful Malaysia is a reliable insurance company as it has 24 branches nationwide. They also have 200 panel workshops, 30+ panel windscreen and high number of panel hospitals and panel clinics all over Malaysia.

Benefits of buying Takaful Malaysia Car Insurance with Fatberry

1. Get an instant quote

Get a quick quotation in three minutes with Fatberry! You get to liberate yourself from the hassle of waiting for Takaful Malaysia car insurance to contact you. A quotation from Fatberry is also absolutely free!

2. Compare various insurance brands easily

The benefits and costs of insurance plans and products might be difficult to distinguish at a single glance. That is why it is usually very difficult for common people like us to understand varied insurance brands and the things they offer.

Since you need a quick fix, Fatberry is here to help! You can quickly compare a few auto insurance companies on our platform which will help you pick the best policy for you.

3. Lowest prices in the market

Find the cheapest insurance rates right away at Fatberry. If you find another platform which has a lower pricing, Fatberry will reimburse you for the difference within 7 working days!

Common F.A.Qs of Takaful Malaysia Car Insurance

1. Can I use Takaful myClick Motor FlexiSaver for the first year of coverage without turning on Pay As You Drive?

The Takaful myClick Motor FlexiSaver does not need you to activate the Pay As You Drive daily coverage. You will still receive protection against loss or damage to your vehicle due to fire or theft and third party bodily injury/death/property damage under the Takaful myClick Motor FlexiSaver.

But, there will be no coverage for accidental damage (own damage), accident towing for your car, and no free personal accident insurance for you and your passengers.

2. How do I renew my motor takaful cover?

You can renew your motor takaful cover online via Takaful Malaysia’s Click for Cover online sales portal or via their mobile app. If you’ve applied for this plan in the past, you will receive a Notice of Expiry (NOE) 30 days before your coverage ends. Then, you can easily renew your motor takaful protection by clicking on the link provided in the NOE.

3. What do I need to do if my contact information changes?

To make sure that all correspondence reaches you on time, it is crucial that you update your contact information in the myTakaful Customer site. You can also let them know if it changes by contacting Customer Service (1-300 88 252 385) or email them (csu@takaful-malaysia.com.my).

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Fatberry is a comprehensive platform with a wide range of car insurance in Malaysia where you can buy your preferred car insurance online instantly. You can choose from the available insurance brands and select the plans that suit your needs as well as requirements.

 

 

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MSIG Car Insurance 2023: Explore More Here!

MSIG Car Insurance 2023: Explore More Here!

by | May 5, 2023 | Car Insurance

MSIG Car Insurance 

What is MSIG Car Insurance?

MSIG car insurance is one of the biggest general insurers in Malaysia. MSIG Insurance (Malaysia) Bhd is a subsidiary of Mitsui Sumitomo Insurance Company, Limited and a part of MS&AD Insurance Group Holdings, Inc. You may count on MSIG for financial security and insurance products of the highest calibre!

Available MSIG Car Insurance Plans

There are three MSIG car insurance plans available as of the year 2023. Let’s take a look at all three of them below!

1. MSIG Motor Plus Insurance

MSIG Motor Plus Insurance is an insurance plan with 7 pre-selected add-ons to provide you superior protection and value. Listed below are the list of situations this insurance can be claimed.

  • Third party bodily injury or death. This insurance will cover if you were involved in an accident that was not your fault and the other party needs to cover your losses.
  • Third party property loss or damage. The MSIG car insurance can be claimed if you submit to a third party insurance to recover the cost of repairs in the case of an accident.
  • Legal Costs. The MSIG car insurance covers lawyer fees when you’re the defendant in court.
  • Accidental Death. This insurance plan also covers fatalities on the road.

2. MSIG Comprehensive Private Car

With MSIG Comprehensive Private Car, you may begin with a straightforward plan and add-on features while driving to create a plan that is unique to you and your vehicle.Listed below are the list of situations this insurance can be claimed.

  • Third party bodily injury or death. This MSIG car insurance will cover you if you were involved in an accident that was not your fault and the other party needs to cover your losses.
  • Third party property loss or damage. This is a situation where an accident occurs and it covers damage to other people’s vehicles and property.
  • Loss or damage due to accidental fire, theft or accident. This MSIG car insurance plan will protect you from the loss if your car is damaged due to fire, burglary or accident.

Add-Ons for both MSIG Motor Plus Insurance and MSIG Comprehensive Private Car Insurance plans

  • Driver’s personal accident cover. This add-on has a variety of points and some of the coverage include RM10,000 for accidental death & permanent total disablement, RM 1,000 for medical expenses. *You can refer to their insurance policy for more details!
  • Special perils. Provides protection against loss or damage brought on by natural disasters like earthquakes, landslides and floods.
  • Legal Liability to Passengers. Offers protection from lawsuits filed by your passengers against you in the case of an accident caused by your fault.
  • Legal Liability of Passengers. Protects you from claims of legal responsibility for the activities of your passengers made by third parties.
  • Waiver of compulsory excess. Provide waiver of the RM400 mandatory excess if the policyholder, you, or the driver of your vehicle are under certain categories. The categories are below 21 years old, possess a Provisional (P) or Learner (L) driving licence and are not listed as a named driver in the policy schedule.
  • Strike, riot and civil commotion. Protects the vehicle from loss or damage as a result of a strike, riot or other disruption.
  • 24-Hour unlimited towing. MSIG car insurance will provide unlimited towing services for no additional charges.

2. MSIG Lady Motor Plus

MSIG Lady Motor Plus is a brand new product and it is a comprehensive insurance, specifically created for women. This MSIG car insurance ensures ladies’ safety on the road! Listed below are some of the situations this insurance will come in handy for all the ladies!

  • Third party bodily injury or death. This insurance will cover if you were involved in an accident that was not your fault and the other party needs to cover your losses.
  • Third party property loss or damage. This insurance will cover damage to other people’s vehicles and property.
  • Loss or damage due to accidental fire, theft or accident. This MSIG car insurance plan will protect you from the loss if your car is damaged due to fire, burglary or accident.

Add-On

  • Windscreen. You can cover your windscreen crack or damage by buying an add-on of this MSIG Lady Motor Plus insurance plan.
  • Legal Liability to Passengers. Offers protection from lawsuits filed by your passengers against you in the case of an accident caused by your fault.
  • Legal Liability of Passengers. Protects you from claims of legal responsibility for the activities of your passengers made by third parties.
  • Compensation for Assessed Repair Time (CART) (Non-Tariff). This add-on gives you money for the time you would have spent using your car if it had been fixed. It is also based on an assigned loss adjuster’s assessment of that time (not including the time it would have taken for the repair to be completed). *Refer to MSIG Motor Add-On CART for more details!
  • Smart Key Shield (Non-Tariff). This add-on of MSIG car insurance provides coverage for your smart car key’s loss or damage.
  • Accident Repair Allowance (Non-Tariff). Give you compensation for the time you lose from using your car while it is being repaired after an accident.

Benefits of Buying MSIG Car Insurance

1. Large Network of Support
MSIG has a network of 20 branches spread all over Malaysia. This essentially means they will always be there for you when you need them! They also have a multi-channel distribution network where they have successfully built strong relationships with agents, brokers, motor franchisees, regional and Japanese direct corporate clients, as well as financial institution cooperation programmes.

2. Customer Focused
MSIG is a firm that prioritises client satisfaction and they make constant effort to deliver security and satisfy customers. So, you do not have to worry about the quality of the products and services provided by MSIG car insurance!

3. Professionalism
They consistently work to increase their knowledge and ability so that they can offer services of the highest calibre. By valuing one another’s uniqueness and opinions, as well as by exchanging information and ideas, they have seen remarkable growth.

Benefits of buying MSIG Car Insurance with Fatberry

1. Licenced and registered insurance agent
You can get and make MSIG car insurance renewal online from us with confidence because Fatberry is a known and regulated insurance business.

2. Guaranteed lowest price
With savings of up to RM500, Fatberry is the only retailer to solely provide the best discounts on the market! You won’t have any problem finding the best deal on MSIG Car Insurance because it’s simple to compare them!

3. We are available around the clock
In just three easy steps, you can obtain a quick insurance quote no matter the hour or day! Compare and decide the best MSIG car insurance plan that suits you at our website today!

Common F.A.Qs of MSIG Car Insurance

1. Are there any promotions available for the time being?

Yes, when you purchase MSIG Motor Plus, you will receive RM50 Duit Raya in your TNG eWallet! (* Terms & Conditions Apply).
You can check out their website if you want to learn more about the promotion!

2. Can I revoke my insurance?

Yes, you may. By providing the insurance provider with written notification, you can revoke your coverage at any moment. Any minimum premium paid for the policy is not refundable, but you are entitled to a refund of the premium based on the short-period rates.

3. What are some points that I should take note before purchasing MSIG car insurance?

Listed below are some of the things that you should take note before purchasing MSIG car insurance:-

  • You need to designate a nominee and make sure that individual is aware of the personal accident insurance you’ve bought.
  • The value of your claim will depend on how much insurance you have on your car, so you must make sure it is covered.
  • You should read and comprehend the insurance contract and you should talk to your insurance advisor if you need further details.

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Fatberry is a comprehensive platform with a wide range of car insurance in Malaysia where you can buy your preferred car insurance online instantly. You can choose from the available insurance brands and select the plans that suit your needs as well as requirements.

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MPI GENERALI Car Insurance 2023: Find Out More!

MPI GENERALI Car Insurance 2023: Find Out More!

by | May 5, 2023 | Car Insurance

MPI GENERALI Car Insurance 

What is the MPI GENERALI Car Insurance?

Named MPI GENERALI after acquiring AXA Malaysia. MPI GENERALI car insurance is a comprehensive car insurance that covers a variety of things such as collision damage to your car and injuries or property damage caused by other people’s negligence.

Available MPI GENERALI Car Insurance Plans

Here we will discuss the available MPI GENERALI car insurance plans and its add-on for each of the plans.

1. Private Car Insurance Plan

Private Car Insurance Plan is a comprehensive car and vehicle insurance policy. This plan gives you extra protection that will keep you safe on the road! Below are some of the situations this plan will give you the protection you need.

  • Bodily injury. If you have caused an accident that has injured someone, you can claim this insurance.
  • Loss or damage to your own vehicle. You can claim this insurance if your vehicle has been stolen or destroyed in a fire or car accident.
  • Loss or damage of property. In an accident where you have to be responsible for loss or damage of property of another person, you can claim this insurance to compensate them.
  • Legal costs. This MPI GENERALI car insurance also covers lawyer costs when you’re the defendant in court.
  • Accidental death. Fatalities on the road will also be covered under this MPI GENERALI car insurance plan.

Additional Benefits of a Private Car Insurance Plan

  • RTI gap. This add-on under MPI GENERALI Car Insurance will pay your claim up to the cost of the car to purchase if it is stolen or declared a total loss. It is only applicable to automobiles that are between 1 and 4 years old.
  • E-hailing. Loss or damage to your own vehicle, driver’s personal accident insurance, legal liability to passengers and other coverages during e-hailing are included.
  • Special perils. Safeguard your vehicle from landslides, floods and other hazards with the special perils add-on.
  • Multi drive protector plus. This add-on gives unlimited towing service for 24 hours and access to PA benefits (when inside, outside, entering or exiting your car) for you and your passengers.
  • Windscreen, window or sunroof. Your car’s accidently damaged windscreen, glass, or sunroof will be covered without impacting your No Claims Discount (NCD).
  • Multi Drive Bravo/ Bravo Plus. This MPI GENERALI car insurance add-on includes Limited Act of Good Coverage, Excess Waiver for Authorised Drivers and Additional Cash Payout for Theft or Total Loss.

2. SmartDrive Safe

The second MPI GENERALI car insurance plan is the SmartDrive Safe. It is a wire-free, self-powered Bravo Tag that can instantly summon emergency roadside help. Bravo Tag pairs with the Bravo Safe app through Bluetooth which allows for Automatic Driver Recognition. Some of the key advantages that you can get through this insurance plan are as follow:-

  • Key care protection. Up to RM1,500 will be used to cover the actual expenses of repair and replacement. The example of situations this add-on can be utilised include home invasion, real or attempted theft, robbery, loss or damage to your car key.
  • Flood relief allowance. If a flood causes damage to your automobile, you might receive up to RM1,500 under the MPI GENERALI Car Insurance.
  • 24/7 emergency towing. When your car is involved in an accident or breaks down, free towing services up to 200 km are available.
  • All drivers extension. In the case of a claim by one of your vehicle’s unidentified drivers, you can receive a waiver of the RM400 mandatory excess.

3. SmartDrive Enhanced Private Car

SmartDrive Enhanced Private Car is a risk-based vehicle insurance policy which allows you to pay a premium in accordance with your level of risk. Listed below are some of the major benefits you can get from this MPI GENERALI Car Insurance.

  • Towing services. Get free towing for up to 30 kilometres for car accidents and breakdowns.
  • 24/7 emergency roadside assistance. For help with car accidents and breakdowns, use the 24-hours MPI GENERALI Car Insurance helpline.
  • Repair warranty. A six month warranty is provided by the panel repair experts.
  • Risk based pricing. If your risk profile is safer, you can get potentially cheaper premiums.

Additional Benefits of both SmartDrive Safe and SmartDrive Enhanced Private Car insurance plans

  • Windscreen, window or sunroof. Without impacting your NCD, this add-on will pay the price of replacing or repairing an accidently broken windscreen, glass, or sunroof on your car.
  • Waiver of betterment. The additional expense incurred will be covered by replacing the damaged or broken components with brand-new original ones.
  • Special perils. Prevent damage to your car from flood, landslide, storm, and other natural disasters.
  • Legal Liabilities to Passengers. This add-on protects you from any legal liability for a passenger’s death or bodily harm caused by careless driving.
  • Legal Liabilities of Passengers. This add-on protects you from your passenger’s carelessness causing loss or harm to a third party.

Benefits of Buying MPI GENERALI Car Insurance

Now that you know and understand the available MPI GENERALI car insurance plans, you will certainly think why you must pick this car insurance over all the other car insurance providers available in Malaysia. That is certainly a valid thought but you can consider purchasing this insurance after going through the benefits given below.

1. Great network support
Generali has purchased MPI Generali Insurans Berhad at a 100% acquisition price as well as a controlling majority in joint ventures with AXA Affin in Malaysia. MPI GENERALI has nationwide access to panel workshops. They have 1,400 committed staff, 9,000 agents, franchisees and bank partners.

2. 24 Hours Roadside Services
Generali provides free 24 hours roadside support that offers roadside breakdown and accident support. All you have to do is dial 1800-22-2262 contact number to reach the roadside help hotline in the case of an accident or breakdown.

Benefits of buying MPI GENERALI Car Insurance with Fatberry

1. Market’s most affordable pricing
Fatberry offers you the market’s most affordable pricing ranges. If you found pricing elsewhere that was less expensive than Fatberry, you will receive a refund by providing us with evidence (snapshot). With that being said, you will definitely have to give Fatberry a shot if you’re looking for insurance services as it will always be in your favour to subscribe to us!

2. Get an instant quote
Forget about waiting and delaying with Fatberry as it will provide you a quotation in only three minutes! Just like instant food, Fatberry is an instant insurance provider. Our fast quotation service is also completely free!

3. Compare prices of different brands with ease
You may browse and compare up to 16 different insurance brands in Malaysia on the Fatberry site! You may compare the features and costs of all the available insurance policies on a single page. Sounds easy? Try it now!

Common F.A.Qs of MPI GENERALI Car Insurance

1. What are the documents required to submit your car insurance claim in case of an accident?

  • The documents required are as follows:-
  • Completed motor accident report form.
  • Police report.
  • Copy of the vehicle’s ownership certificate.
  • Copy of the insured person’s driver’s licence and identification card.
  • If this is a company-owned vehicle, a copy of the company’s certificate of incorporation or registration of business (SSM or Form 9, 13, 24, 44, and 49)
  • Accident photographs.

2. How do you claim your car insurance for the damage to the windscreen?

  • You just have to follow three simple steps given below to claim your insurance.
  • Visit one of MPI GENERALI approved windscreen repairers.
  • The windscreen repairers will submit the claim on your behalf if you bring all the necessary documentation.
  • The repairer will receive approval after submitting the necessary paperwork in its entirety. The workshop does not need payment.

3. Does the rate for my MPI Generali car insurance include GST?

Yes, your MPI Generali premium will be calculated with 6% GST.

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Fatberry is a comprehensive platform with a wide range of car insurance in Malaysia where you can buy your preferred car insurance online instantly. You can choose from the available insurance brands and select the plans that suit your needs as well as requirements.

 

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Kurnia Car Insurance 2023: Find Out More!

Kurnia Car Insurance 2023: Find Out More!

by | May 5, 2023 | Car Insurance

Kurnia Car Insurance

What Is Kurnia Car Insurance?

Kurnia Car Insurance was founded in 1978 and it has a long track record of achievement and success up until now. It is currently one of Malaysia’s preferred motor insurers. Currently, they provide general auto insurance to nearly four million customers across the country!

Available Kurnia Car Insurance Plans

The three types of plans offered by Kurnia Car Insurance at the moment are Private Car Comprehensive, Auto365 Comprehensive Plus, and Uto365 Comprehensive Premier.

Kurnia Car insurance plans provide standard coverage for fire and theft, third-party liability, and accidents.

Private Car Comprehensive

  • Free Towing For 24/7. It won’t be a concern of yours to obtain your car back from the mechanic. You may relax knowing that even an indefinite distance is covered because they provide some of the most extensive free towing benefits in their sector!
  • 24-hour Roadside Emergency Assistance. Road emergency situations can happen anywhere and at any moment. If this occurs, Kurnia Auto Assist is available to assist you with their first-rate service at all times wherever you are in Malaysia!
  • Additional Drivers’ Names. You can add the name of another driver to the policy. For the second name, it is free!
  • Term of Workmanship Warranty. For repairs made at their automobile panel workshops, Kurnia offers a 3-year warranty. This means that if you have a comprehensive policy, you may relax knowing that they will pay for your repair!

Auto365 Comprehensive Plus

  • All Drivers Are Included. You don’t need to pay an additional fee for a named driver or an uncovered amount of overage.
  • Towing Assistance. When your car breaks down, a great service called breakdown towing takes over. In West Malaysia, they are able to tow vehicles up to 100km, and 60km east of that as well.
  • Flood Relief Compensation. You will receive an RM500 allowance as compensation if flooding damages your vehicle.
  • Cover for KeyCare. Kurnia ensures that you can resume driving in as little time as possible. For any car key(s) lost due to burglary, theft, or home invasion, they will pay up to RM500!
  • Theft Through Windows. If you lost something in your car, you will receive RM500 in compensation!
  • Fees For Ambulance. They will compensate you up to RM500 if you require an ambulance.
  • Repaired Work Is Covered By A Warranty. 3 years of warranty coverage for repairs made to your car by their skilled mechanics at panel shops.

Uto365 Comprehensive Premier

This plan offers two additional coverages that other plans do not offer in addition to fully covering all benefits in “Auto365 Comprehensive Plus” and “Private Car Comprehensive.”

  • Unintentional Damage. This policy covers unintentional damage to your vehicle, including damage from falling trees.
  • Theft Attempt. Any repairs required for your car as a result of an attempted theft are covered by the policy.

Premium/Add-Ons

  • Any Repairs Required For Your Car As A Result Of An Attempted Theft Are Covered By The Policy. In case your windscreen is broken, Kurnia provides coverage without compromising your NCD.
  • Special Perils. The costs associated with natural catastrophes, such as floods, typhoon, and hurricane events, along with storms or landslides, will be covered by your policy.
  • Compensation for Assessed Repair Time (CART). You will be given money to help with the cost of repair if it takes longer than expected after the projected time before the repair is assessed.
  • Endorsement for Private Hire Cars (e-Hailing). You may feel secure knowing that your car and everyone inside it are safe thanks to Kurnia’s Private Hire Car (e-Hailing) Endorsement.
  • Legal Liability to Passengers. This policy covers protection for drivers and passengers from fatalities or permanent disabilities resulting from motor vehicle accidents.
  • Legal Liability to Passengers. If your negligence results in passenger injuries, you won’t have to worry about the bother of handling these issues alone thanks to this coverage!
  • Strike, Riot & Civil Disorder. When a strike, riot, or other civil disturbance damages your car, you can receive compensation.
  • Absence of Improvement. If there is a medical emergency, this coverage will pay for your expenses. This also covers 12-month accidental death compensation and new identification cards!

Benefits of Buying Kurnia Car Insurance

1. Trustworthy Since 1978
One in seven cars across the country will have coverage because of Kurnia, a company with an ambitious mission. They have experienced numerous changes, and today they proudly serve more than four million general insurance policies across the nation!

2. Large-Scale Support System
Their business offers the best customer service around. They are ready to serve you with a vast network of more than 30 branches, 6,000 agents nationally, and online channels!

3. Kurnia Auto Assist Available 24/7
Kurnia Auto Assist is available anytime, wherever in Malaysia, to assist you in the event of any road emergencies.

Benefits of Buying Kurnia Car Insurance with Fatberry

1. Lower Market Rates
Fatberry just offers the biggest savings possible, nothing else! We compare insurance costs online immediately, and you might even be entitled to a refund if you discover a lower price on another website. If you can show that the other quotations are less expensive, Fatberry will guarantee to repay the difference in 7 working days.

2. Instant Quote
You won’t need to worry about finding time to speak with a Kurnia sales representative because Fatberry allows you to acquire a fast quote in just three minutes. And as an added plus, requesting a quote from Fatberry is cost-free!

3. Compare quotes quickly
You may compare up to 16 different insurance brands in Malaysia on Fatberry. With Fatberry, you will get to compare the features and costs of every insurance policy that is currently offered on just one page. Since you just need to make a few clicks, it is quite simple!

Common F.A.Q for Kurnia Car Insurance

1. What is Kurnia Insurance, exactly?
With their automobile comprehensive protection plan, Kurnia has you covered! Protecting against theft, fire, and accident-related damage. In order to ensure that no one is left out in the cold by their broker, coverage is also offered for your liabilities in the event of third-party injury or death as well as damage to another party’s vehicle.

2. What differentiates Auto365 Comprehensive Plus from Uto365 Comprehensive Premier?
All of the benefits in Auto365 Comprehensive Plus are covered by Uto365 Comprehensive Premier, which also adds coverage for two more benefits: unintentional damage and theft attempt damage.

3. How can I pick the right Kurnia Car Insurance add-on package for me?
Choose the package that best suits you by comparing the advantages of the three available options. You can always reach out to us, and we’ll give you suggestions on how to pick the best plan for you.

4. How can I buy Kurnia Car Insurance online?
Kurnia Car Insurance is available online at their website. Click here to find out more!

5. Where can I learn about Kurnia Car Insurance renewal?
You may go to their website here and if you have any inquiries, just talk to us and we’ll do our best to help you.

6. How can I contact Kurnia Insurance?
They can be reached by phone at 1800-88-3833 or by email at customer@kurnia.com.

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