Allianz Car Insurance (2023): Explore Further!

Allianz Car Insurance (2023): Explore Further!

by | Apr 17, 2023 | Car Insurance

Allianz Car Insurance

Deemed as one of the popular insurance providers in Malaysia, Allianz takes pride in ensuring they meet the demands and needs of all customers. They offer various insurance plans, including car insurance. If you wish to consider purchasing Allianz Car Insurance, read below to learn more about it!

Allianz Car Insurance Plans

At the moment, Allianz only offers one car insurance plan which is the Car & Motor Comprehensive Cover Insurance.

Allianz Motor Comprehensive Insurance

What’s Included:

  • Allianz Road Rangers. You’ll be entitled to complimentary service when you require assistance during motor accidents. This helps to enable a smoother experience whenever a claim is made.

  • Allianz Towing Service. Your vehicle can be towed to the police station as well as to any Allianz Authorised Panel Workshop.

  • Bodily Injury. There is no limit to this coverage when you cause an accident and get injured.

  • Damage or loss to your own vehicle. For situations where your car has been stolen or damaged by fire or road accidents.

  • Damage or loss to your property. For situations where you’ve caused damage on the road.

  • Accidental Death. Should there be any unforeseen circumstances where there were fatalities on the road, you’ll receive unlimited coverage.

Available aadd-ons

  • Windscreen damage. For cases when your windscreen gets scratched, broken or cracked.

  • Accessories for the car. Those who lost their custom rims or stereos.

  • Special Perils coverage. If your car gets damaged by natural disasters such as floods, it’ll be covered.

  • Coverage for passenger liabilities. This protects against the permanent disablement or death of passengers during road accidents.

Benefits of Allianz Car Insurance

1. Excellent customer service

Allianz takes pride in ensuring that customers are satisfied and are able to handle their enquiries with ease. They value the relationship among customers.

2. Well known in the field

With more than 100 years of experience in the field, Allianz is relatively popular in the industry. This is why we understand the common pain points when it comes to car insurance and are able to come up with the right solutions. 

3. A well-rounded community

Allianz treats customers just like family! They regularly held special events such as marathons or special campaigns to build a community together.  

Why Should You Buy Allianz Car Insurance With Fatberry

1. Fast Process

You don’t have to wait more than 24 hours to get your car insurance quote! Instead, you can enjoy comparing up to 16 insurance companies and get a quote in less than 1 minute.

2. Lowest price in the market

With Fatberry, you will get some of the lowest prices in the market! You don’t have to spend on expensive insurance plans anymore.

3. Compare car insurance instantly

You don’t have to visit each website one by one to choose the right car insurance. From the insurance rates, benefits to add-ons, you’ll be able to get a proper overview of each insurance plan from many different insurance companies.

Documents required for Allianz Car Insurance

Check out the documents needed to claim insurance here.

Common F.A.Q for Allianz Car Insurance

1. How do I purchase Allianz Car Insurance?

To buy Allianz Car Insurance, you can do so with Fatberry! You can head over to our website here and wait for our agent to contact you. There’s no need to physically head to any location. Simply perform everything online and let us handle everything from there. 

2. Which Allianz Car Insurance should I go for?

At the moment, Allianz Car Insurance only offers one comprehensive car insurance plan for you to choose from. 

3. How do I contact Allianz Car Insurance?

For any enquiries related to Allianz Car Insurance, you can contact their friendly customer service at 1-300-22-5542 or drop them an email at customer.service@allianz.com.my.

 4. Is Allianz Car Insurance for me?

The best way to know whether Allianz Car Insurance is for you would be to consider your requirements and budget before deciding on your preferred car insurance. 

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Fatberry is a comprehensive platform with a wide range of car insurance in Malaysia where you can buy your preferred car insurance online instantly. You can choose from the available insurance brands and select the plans that suit your needs as well as requirements.

*The content provided is for informational purposes only. Fatberry makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Should you require more information on our products, please refer to fatberry.com or contact us. 

 

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RHB Insurance Medical Card: Learn More Here!

RHB Insurance Medical Card: Learn More Here!

by | Feb 20, 2023 | Health Insurance

RHB Insurance Medical Card

Have you ever dreamed of living a long healthy life with your loved ones? We believe that is what everyone wants, imagine spending wonderful time together and being able to move wherever you want without having a worry about your health care.

This is the sign for you to get that kind of life, a sign for you to get RHB insurance medical card to protect you in your life journey!

What is the RHB Insurance MediSure Supreme Medical Card?

RHB medical card provides trustable and affordable medical bill payments for you and your family. The MediSure Supreme medical card provides hospitalisation and surgical expenses caused by accidents or illnesses covered under the policy.

This medical insurance has several plans that you choose from and you will have the chance to add any other coverage according to your liking. Not forgetting that we offer annual premiums for you so you won’t have to worry about spending too much as it won’t increase your monthly expenditure.

RHB Insurance Medical Card: Coverage

Below is the list of what type of claim you could take and how much you could claim for your medical bills:

Annual Limit from RM100k up to RM1m
Lifetime Limit No limit for Plan 1, Plan 2, & Plan 3 up to RM5,000,000
Pre-Hospitalisation Diagnostic Tests As charged within 60 days before hospitalisation
Room & Board from RM150 up to RM550
up to 200 days, per disability
Surgical Fees As charged
Pre-Hospitalisation Consultation As charged within 60 days before hospitalisation
Second Medical Opinion As charged within 60 days before hospitalisation
Intensive Care Unit (ICU) As charged up to 200 days per disability
Hospital Services and Supplies As charged
Anaesthetist Fees As charged
Operating Theatre Fees As charged
In-Hospital Physician Visits As charged up to 200 days and max 2 visits per day
Post-Hospitalisation Treatment As charged
within 60 days after discharge
Outpatient Kidney Dialysis Treatment As charged
per year
Outpatient Cancer Treatment As charged
per year
Physiotherapy As charged
within 90 days from discharge
Organ Transplant As charged
once per lifetime
Emergency Accidental Outpatient Treatment

As charged within 24 hours and follow-up treatment up to 60 days
Ambulance Fees As charged
Cash Allowance at Government Hospital from RM50 up to RM150
per day up to 200 days
Insured Child Guardian Benefit from RM90 up to RM200
per day up to 200 days
Home Nursing Care from RM1k up to RM20k
optional benefit
Medical Report Fee As charged

RHB Insurance Medical Card: Additional Benefits

We are not only covering the essentials, we also have additional benefits for you!

1. You are allowed to make deductible up to RM 100,000

2. You are allowed to make a cancellation refund within 15 days

3. You will be able to enjoy hospital accommodation for up to 200 days

How To Claim RHB Medical Insurance?

Don’t worry about the hassle process of claiming your medical insurance because here at RHB, it is so much easier to claim your medical insurance!

1. Contact RHB at 03-2180 3030 or send an email to rhbi.general@rhbgroup.com within 30 days and inform every detail of the incident. It is important for you to tell us every single piece of information as we would like to assist you in the best way possible.

2. Fill up and prepare the following documents for claim submission:
a. Claim form
b. Medical report
c. Original medical bills and receipts
d. Post-mortem report (if applicable)

3. Bring your documents and submit them to your nearest RHB branch or you can submit the documents to your appointed agent.

4. You are done! We will keep you updated on your claim status as soon as possible.

Frequent Ask Questions (FAQ) About RHB Insurance Medical Card

1. Is it okay to change my RHB Insurance medical insurance plan?

Yes definitely! You can contact your appointed agent to change your insurance plan.

2. Does RHB Insurance pay my medical claim on a cashless or reimbursement basis?

Usually, RHB Insurance will pay your medical bills on a cashless basis unless it is under certain circumstances such as type of plans, exclusions under policy terms, or admission to non-panel hospitals, we will pay you on a reimbursement basis.

3. Is it okay if I pay for RHB Insurance medical insurance on an installment basis?

No, RHB medical insurance can only be paid annually.

4. What are the methods of payment available for RHB medical insurance?

You can pay your RHB medical insurance using:
a. JomPay
b. Online banking
c. Branch office counter
d. Debit card
e. Credit card

5. Will my RHB medical insurance plan expire if I do not renew it on time?

Your RHB medical insurance plan will expire if you don’t pay it on time.

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Fatberry is a comprehensive platform with a wide range of insurance in Malaysia where you can buy your preferred insurance online instantly. You can choose from the available insurance brands and select the plans that suit your needs as well as requirements.

*The content provided is for informational purposes only. Fatberry makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Should you require more information on our products, please refer to fatberry.com or contact us. 

 

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Malaysia Digital Road Tax: How To Access & Common FAQs

Malaysia Digital Road Tax: How To Access & Common FAQs

by | Feb 13, 2023 | News

Malaysia Digital Road Tax

Ah, if there’s one thing Malaysians hate doing the most, it would be to stick the road tax stickers against their windshields. Not to mention the sticky residue when you don’t remove them the right way or when you accidentally tear the sticker while taking it off.

Thankfully, starting from February 10th 2023, Malaysians are no longer required to go through the hassle of displaying the road tax stickers on their private vehicles, including motorcyclists!

The Road Transport department is gearing towards digitising all services in hopes of reducing the long queues at JPJ counters. However, at the moment, this rule does not apply to:

  • Vehicles owned by companies
  • Vehicles owned by foreigners
  • Commercial vehicles
  • Public service vehicles

So, how do we move forward with digital road tax? You’ll need to register an account on the JPJ Website Portal or MyJPJ app.

Malaysia Digital Road Tax

Step 1: Register an account

JPJ Public Website Portal: https://public.jpj.gov.my/

MyJPJ app: Google Play App Store, Apple Store

If you’re registering an account on MyJPJ app, here are the following steps:
Malaysia Digital Road Tax

Step 2: Key in your Identification Card (IC) number

Step 3: Fill in all your details such as email, etc.

Continue entering the necessary information until you’ve set your password.

Once you’ve successfully registered, proceed to log in. You can find the homepage with the various options as shown below:  
Malaysia Digital Road Tax

Step 4: Click ‘Profile’ on the MyJPJ app to access your documents

Once you’ve successfully created your account on the JPJ Website Portal or MyJPJ app, you can access your road tax and driving license by clicking ‘Profile’ located at the bottom right.

Malaysia Digital Road Tax

This is how your driving license should look like on MyJPJ app: 

Malaysia Digital Road Tax

 

This is how your road tax should look like on MyJPJ app: 

Malaysia Digital Road Tax
Malaysia Digital Road Tax

Whenever needed, all you have to do is show your relevant documents through the app. Do take note that digital road tax is optional. If you wish to continue with your road tax stickers, that is fine as well.

What about road blocks if you don’t have your digital road tax?

Since the Road Transport Department is moving towards digitalisation, the police will have a gadget to check the cars. The gadget can detect your driving license as well as the road tax.

Hence, if you’re driving another person’s car, you don’t have to worry if you don’t have the car owner’s road tax with you.

How do I contact JPJ regarding my enquiries?

You can drop an email to infodigital@jpj.gov.my or contact their hotline at 03-2724 2522 should you have any questions regarding the new digital road tax.

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Fatberry is a comprehensive platform with a wide range of car insurance in Malaysia where you can buy your preferred car insurance online instantly. You can choose from the available insurance brands and select the plans that suit your needs as well as requirements.

*The content provided is for informational purposes only. Fatberry makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Should you require more information on our products, please refer to fatberry.com or contact us. 

 

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How To Check Car Insurance in Malaysia

How To Check Car Insurance in Malaysia

by | Jan 3, 2023 | Car Insurance

How To Check Car Insurance in Malaysia

Owning a car is a dream come true for most of us, the fact that we can go anywhere we want with family and friends to either do something special like a vacation or daily activities. As fun as it sounds, don’t forget there are responsibilities you must take up if you are a car owner. Renewing your car insurance annually is vital because it could protect you against any unwanted accidents that might happen in the future.

One of the most important details of car insurance is its expiry date. You need to know when to renew your car insurance because if you drive around with an expired insurance policy, you could get an RM300 fine from JPJ. Let us share with you how to check car insurance in Malaysia!

Check Car Insurance Expiry Date Online

There are two documents that you could check for your car insurance expiry date, it’s either in your car insurance policy or cover note document.

If you have misplaced the documents and are in need of the information, worry not! You can check your car insurance expiry date online using MyCarInfo for free.

Step 1: Fill in your details at MyCarInfo

1. Visit MyCarInfo and click NCD Enquiry
2. Key in your car plate number & NRIC number of the car owner
3. After you filled in the details, click the button “Get My NCD Report”

Please note that if your car is registered under a company, you’ll need to enter the company registration number.

You can also check car insurance details for any other vehicle including motorcycles and rented vehicles; the best thing is this service is free of charge!

Step 2: Check the car insurance expiry date

You are done! You can refer to the “Current Policy Period of Cover” to find out your current insurance cover period.

Apart from checking the insurance expiry date, you’ll also be able to check other useful information about your car insurance such as:

1. Next No Claim Discount (NCD) percentage
2. Next NCD effective date
3. Current NCD percentage
4. Current NCD effective date

Check Car Insurance Expiry Date Offline

If you are not familiar with checking statuses online, don’t worry, we got you!

There are two easy steps to check your car insurance expiry date offline:

1. Check your insurance cover note document

2. Call your insurance agent or company

Below is a list of contact numbers of insurance companies in Malaysia for your future reference:

1. Allianz – 1 800 22 5542
2. Tokio Marine – 1 800 88 1301
3. MSIG – 1 300 88 0833
4. Zurich – 1 300 88 6222
5. Liberty – 1 300 88 5005
6. Lonpac – 1 300 88 1138
7. Pacific & Orient – 1 800 88 2121
8. RHB – 1 300 88 0881
9. MPI Generali – 1 800 22 2262
10. AIG – 1 800 88 8811
11. Kurnia – 1 800 88 3833
12. AXA – 1 800 88 1033
13. AmAssurance – 1 800 88 6333
14. AIA – 1 800 88 8733
15. CHUBB – 1 300 88 0218
16. Berjaya Sompo – 1 800 18 8033
17. Takaful Malaysia – 1 800 88 8788
18. Etiqa Takaful – 1 800 88 6491
19. Takaful Ikhlas – 1 800 88 1186

Check the quality and service of the insurance company

Spending your investment on the right insurance company will help you to be prepared for any circumstances in the future.

There are a few factors that you could take note of in order to know if you are choosing the right insurance company such as:

1. Choose an insurance company that has dedicated and smart workers that would take responsibility for assisting inquiries with a fast response.

2. Upon choosing the insurance company, you should also take note of the available panel workshops. Choose the one that provides various panel workshops in many locations so that it’s easier for you to send your car.

Check benefits given by the insurance company

One of the essential benefits that could define a good insurance company is when they provide a contact number of a third party (such as a tow truck company) that could assist you whenever your car breaks down in the middle of the road. Usually, an excellent insurance company won’t charge you for any tow services given and it is of course depending on your location and distance.

The Key Takeaway

To conclude, checking your car insurance before and after purchasing them would help you understand your rights as a customer and at the same time, help you to avoid any unwanted matters in the future. Let’s be smart car owners!

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Fatberry is a comprehensive platform with a wide range of car insurance in Malaysia where you can buy your preferred insurance online instantly. You can choose from the available insurance brands and select the plans that suit your needs as well as requirements.

*The content provided is for informational purposes only. Fatberry makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Should you require more information on our products, please refer to fatberry.com or contact us. 

 

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Top 10 Insurance Companies in Malaysia (2023)

Top 10 Insurance Companies in Malaysia (2023)

by | Dec 23, 2022 | General Insurance

 

Top Insurance Companies in Malaysia

Are you looking for insurance plans for yourself or your family?

We understand it can be tough to search for the right insurance coverage! What helps is to narrow down your choices to some of the top insurance companies in Malaysia. Here are the summary: – (The ranking are not in particular order)

1. Allianz General Insurance Company (Malaysia) Berhad

Undoubtedly, Allianz is a top insurance company in Malaysia that offers a wide variety of insurance products. Allianz isn’t just a well-known insurance company in Malaysia but all over the world as well. You can find various plans that meet your needs and requirements. Their customer service is excellent too. No matter what inquiries you have, you are able to get a solution to your problems!

2. MSIG Insurance (Malaysia) Berhad

MSIG Insurance is one of the largest insurance providers in Malaysia that has more than 20 branches. They offer both personal and business insurance products with various plans under each category. You can also find insurance for travel, golf, healthcare, lifestyle, and many more.

3. Etiqa General Insurance Berhad

Etiqa is one of the top insurance companies in Malaysia which has been in the industry since 1992. There are actually up to 4 different companies under Etiqa which are Etiqa Life Insurance Berhad (ELIB), Etiqa Family Takaful Berhad (EFTB), Etiqa General Takaful Berhad (EGTB) and Etiqa General Insurance Berhad (EGIB).

Etiqa has won numerous awards such as General Insurance Company of the Year by The Asset Awards 2019 and Best Motor Takaful & Family Takaful Company by the iBanding Awards 2019/2020.

You can browse through their website to find the insurance product that suits your requirements.

4. Berjaya Sompo Insurance Berhad

Berjaya Sompo is where you can get insurance for your motorcycle, car, health, travel and home. Berjaya Sompo covers up to 211 cities in around 32 countries. There are comprehensive plans as well as a wide range of add-ons to further protect yourself. When it comes to claims, Berjaya Sompo makes it easy for you to make your claims with a thorough and simple process.

5. Tokio Marine Insurance (Malaysia) Berhad

Founded in Tokyo, Japan, Tokio Marine has earned the title of being on the list of the top insurance companies in Malaysia as they are well-established in the industry. They offer several life and general insurance with a few types of plans to choose from. Some life insurance include education, general savings, retirement, and health.

6. AXA Affin General Insurance Berhad

AXA, which is a brand under AFFIN Bank Berhad, is one of the top insurance companies in Malaysia that has been offering insurance products since the year 1975. Currently, AXA offers travel, health, car, life and home insurance.

They provide specific car insurance products as well, which is known as the SmartDrive Safe where they offer a unique Microtag. Having been in the industry for many years, rest assured they are a reliable insurance company.

7. Zurich General Insurance Malaysia Berhad

You probably would have heard of Zurich Insurance while searching for the top insurance companies in Malaysia. Zurich offers insurance products including takaful insurance. On Zurich’s website, you can even find suggestions for the top life insurance or general insurance products to buy.

8. Great Eastern General Insurance Berhad

Great Eastern General Insurance operates under two companies in Malaysia: Great Eastern General Insurance (Malaysia) Berhad and Great Eastern Life Assurance (Malaysia) Berhad. It was first founded in Singapore and has since expanded throughout 15 countries such as Indonesia, Singapore, Thailand and of course, Malaysia. They provide a wide variety of life and general insurance products, even corporate solutions for businesses.

9. RHB Insurance Berhad

Though RHB is widely known to be a popular bank, RHB also offers a wide range of insurance products including motor, travel and medical. RHB provides several insurance plans for you and your family to receive ample coverage. Even if you have a business, RHB offers insurance for corporate plans too.

10. Syarikat Takaful Malaysia Berhad

Commonly known as Takaful Malaysia, this is one of the top insurance companies in Malaysia that offer takaful insurance since the year 1981. They are also the first takaful operator that was created in Malaysia. Takaful Malaysia offers various life and general takaful insurance products. One thing to take note of is that Takaful Malaysia isn’t just for Muslims. Non-muslims are able to purchase Takaful insurance as well.

Conclusion

And that’s a wrap for the top insurance companies in Malaysia! We hope you find this list helpful when choosing the right insurance plan for you! With that being said, if you want an easier way to compare each insurance plan, you may head over to Fatberry to not only compare plans with ease but also get instant quotes for your preferred insurance!

___________________________________________________________________________________________________

Fatberry is a comprehensive platform with a wide range of insurance in Malaysia where you can buy your preferred insurance online instantly. You can choose from the available insurance brands and select the plans that suit your needs as well as requirements.

*The content provided is for informational purposes only. Fatberry makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Should you require more information on our products, please refer to fatberry.com or contact us. 

 

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