Fatberry Offers Zero-Interest Keluarga Malaysia Vehicle Insurance Financing Scheme Up To 10-Months Installment

Permanent employees, consultants and contractors with the federal government of Malaysia will be able to purchase insurance coverage on their personal vehicles through the Keluarga Malaysia Vehicle Insurance Financing scheme, according to Dato Sri Ismail Sabri, Prime Minister of Malaysia. Ismail Sabri noted that this change will benefit some 1.6 million Malaysians and make insurance coverage more affordable and accessible, especially given current economic circumstances in Malaysia.

Keluarga Malaysia Vehicle Insurance Financing programme for civil servants launched

The Keluarga Malaysia Vehicle Insurance Financing programme was launched on the 5th of July in conjunction with the National Day celebrations. Ismail Sabri said that this is a boon for civil servants and their families as it covers all vehicles used by the civil servants and their family members including those owned by children. Coverage includes up to RM500,000 for death or permanent disability, personal injury coverage up to RM500,000 and vehicle damage coverage up to RM100,000 for private use vehicles used by Government Servants as well as their family members.

Who are eligible for the insurance?

The Keluarga Malaysia Vehicle Insurance Financing scheme is set to benefit some 1.6 million civil servants, permanent and contracted. Ismail Sabri noted that the Keluarga Malaysia Vehicle Insurance Financing programme will be expanded to GLCs, GLICs and private sector.

How does it work?

The Keluarga Malaysia Vehicle Financing programme works by providing a zero interest monthly loan for civil servants who need financing for a car insurance. There is no down payment and customers can have the option of paying the installment with salary deductions or using their credit card for monthly installments. Fatbrry is current working with MyEzyCover to offer the most affordable takaful premiums in Malaysia, which makes it an ideal choice for car buyers looking to take advantage of this financing scheme. MyEzyCover has also teamed up with Keluarga Malaysia Auto Care Centre – a government-owned company that sells cars at discounted rates to help provide people with low income options when it comes to getting their first set of wheels or upgrading their current vehicle.



Major Flood Prediction in Nov 2022 – Is Your Car Insured Sufficiently?

The Malaysian Meteorological Department has just issued an alert about heavy rains in the central and northern regions of Malaysia in late November. This weather pattern, driven by monsoon winds from the Philippines, could result in major floods by November 22nd or 23rd if not managed properly by local authorities and state disaster response agencies. If you own a car in Kuala Lumpur, make sure it’s insured against flooding and special perils so you don’t suffer financial losses from this predicted event!

Check The Flood Coverage On Your Motor Insurance

It’s been predicted that major floods are coming to Kuala Lumpur by the end of November. However, have you checked to see if your car insurance includes coverage for floods? You should contact your agent and find out what is included in your policy so you can make a more informed decision about flood risks and act accordingly.

If you have purchased motor insurance with Fatberry, feel free to contact us at +601126128112 to check on your flood coverage.

How Much Does Flood Coverage Cost?

Flood coverage can range anywhere from 0.2% to 0.5% of your vehicle’s sum insured, depending on how comprehensive the plan is and how likely it is that flooding could be an issue in your area. Different insurance company has different tariff on flood coverage rates. The good news is that flood coverage typically only costs a small investment. This would mean if you drive a Perodua Myvi 1.3 the flood coverage will cost between RM 27 and RM 72 per year.

Furthermore, an insurance company might refuse to provide flood coverage during the event of heavy flooding.

Save Yourself From The Hefty Repair Cost

The secret to avoiding expensive car repairs from flood damage is by making a small investment in flood insurance. For example, a driving institute in Taman Sri Muda faced a hefty repair bill of around RM 350,000 following the flash flood on 18 December 2021. In total, the residents of Taman Sri Muda suffered a staggering loss of RM3.7m due to the flood. Imagine all the repair costs without coverage of insurance!

Paying a small monthly fee for the next year is just enough to give you peace of mind and allow you to avoid the costly cost of repairs caused by flooding. These days, it’s hard to predict which area might be submerged in water, so don’t wait until it’s too late!



Renew Your Car Insurance Now at Fatberry with PAYLATER Malaysia!

Renew Your Car Insurance Now at Fatberry with PAYLATER Malaysia!


Introducing PAYLATER Malaysia, the perfect option for hassle-free installments. Paying for your favorite insurance is now more affordable. PAYLATER Malaysia is a payment solution that enables you to “Buy Now, Pay Later” (BNPL). Amongst the benefits are:

  • Up to RM3,500 instant shopping limit 
  • Installment with debit or credit card
  • First checkout with only 25% payment
  • 4-months ZERO-FEE installments 
  • Flexible tenure (up to 24-months) *T&Cs apply
  • No maximum shopping amounts

Search for the desired insurance for your car and enjoy four months’ interest-free installments plus an RM50 instant rebate voucher if you check out with the PAYLATER Malaysia app.

Signing-up with PAYLATER Malaysia


You will have to sign up for a user account with PAYLATER Malaysia on a smartphone. Follow these steps to sign in:

Step 1 – Installing the PAYLATER Malaysia app. Download the app PAYLATER Malaysia in App Store (iOS), Google Play Apps (Android) or Huawei AppGallery

Step 2 – Complete the registration process and click Sign Up. 

Step 3 – Fill out the information and request a one-time password (OTP). 

Step 4 –  Key in your OTP to continue.

Step 5 –  Click START KYC to apply for the shopping limit. The shopping limit can be adjusted later. Take a selfie and click Scan Face. Next, take a photo of your NRIC (front and back) and click NEXT.

After that, you will receive a confirmation email.

Increase Shopping Limit

If your instant shopping  limit is lower than the price of insurance that you want to purchase, the limit can be increased by following the steps below:

Step 1 – Click on the PAYLATER Logo 

Step 2 – Click INCREASE LIMIT to apply a higher shopping limit

Step 3 – Enter the item name and price that you want to buy and click NEXT

Step 4 – Fill up the Information and click NEXT

Step 5 – Select your employment status and click NEXT

Step 6 – Upload your latest mandatory documents (payslip, utility bills, bank statement) and click NEXT

You can add another ONE MONTH PAYSLIP as a supporting document in the Optional Document section. Please ensure all the documents submitted are not password protected. All higher shopping limit applications are subjected to PAYLATER Malaysia terms and conditions for approval.

Also, please note that increasing the shopping limit will take about 1 – 3 working days to succeed.

You may also need to re-submit some documents due to incorrect submission or insufficient information.

Don’t Forget to Checkout with Your RM50 Instant Rebate Cash Voucher

In the checkout process, you will be redirected to the PAYLATER Malaysia app. Remember to select your RM50 VOUCHER at the checkout page. Please follow the instructions below to claim the voucher:

Step 1 – Check your purchase amount and installment plan. The user needs to select the RM50 VOUCHER from the Select Voucher section

Step 2 – Enter your 6 digits security PIN to proceed

Don’t Hesitate, Get Covered Now

For folks who need to plan their budget this month, the PAYLATER Malaysia app is the perfect solution for you. With zero-fee installment plans for up to 4-months, you can worry less about managing your monthly budget. Plus, with a cash rebate of up to RM50, you can buy your insurance at Fatberry and even save more money. If 4-months is not enough, you can always extend your installment tenure to the duration that you want! *T&Cs apply. 

Head over to Fatberry.com to get the best deal for your car insurance now and get the PAYLATER Malaysia vouchers while stock lasts!

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Tesla Berjaya Lancarkan Kereta Pertama Di Singapura

Tesla Berjaya Lancarkan Kereta Pertama Di Singapura

Ditulis oleh : Nur Shafika

Kereta Tesla telah mula dilancarkan hampir lima bulan lalu di pasaran Singapura. Sejak dari itu, kereta elektrik buatan dari negara Amerika Syarikat ini telah membuka sebuah jualan portal di mana pembeli dapat membeli dengan harga yang lebih berpatutan. 

Bermula dari itu, permintaan kenderaan elektrik kian makin melonjak. Terdapat sebanyak 1,200 tempahan daripada 500 buah kereta sahaja yang ada di pasaran. Siri Model 3 Standard Range Plus ini memberikan tawaran harga yang amat berpatutan dengan harga $112,845 bersamaan RM 344,290. Ia meningkat sehingga $154,815 bersamaan RM 472,340 untuk Model 3 bagi prestasi varian. Namun begitu, harga adalah sebelum dimasukkan Kos Perakuan Hak (COE).

Berdasarkan dari segi prestasi, Tesla Model 3 dalam SR + menawarkan sehingga 448km dengan kitaran WLTP, dan mampu memecut 0-100 km/j dalam hanya 5.6 saat saja. Bagi pula kelajuan tertinggi untuk kenderaan ini mampu mencecah sehingga 225 km/j. Manakala prestasi varian Model 3 jangkaan ia mampu pergi sejauh 567 km, 0-100 km/j dalam 3.3 saat dan kelajuan tertinggi 261 km/j.



Tesla Model 3 untuk Standard Range


Tesla juga telah melancarkan Superchargers. Supercharges adalah pengecasan pantas yang telah dipasang beberapa tempat di pulau Republik berkenaan. Kini ia sudah mula beroperasi dan pusat perkhidmatan telah didirikan di Toa Payoh, Singapura. Bilik pameran atau “pusat pengalaman” berada di pusat membeli-belah.

Di Malaysia, kereta Tesla Model 3s (Satu Standard Range dan Satu Long Range) sudah mula dijual pada tahun lalu dan hampir mula diperkata-katakan. Menurut dari Importer Vision Motorsports mengatakan bahawa kereta ini bukanlah hanya satu sahaja ketibaan. Manakala pula, pihak yang berminat boleh membeli Model 3 melalui syarikat tersebut dengan berharga RM 390K bagi Standard Range dan bagi Long Range ditawarkan RM 450k. 

Bagaimana pendapat anda? sekiranya kenderaan Tesla telah mula dijual di Malaysia pada masa akan datang, adakah anda salah seorang pembeli kereta elektrik tersebut ? Sila berikan komen untuk berkongsi pendapat dan idea anda dibawah.  

*The content provided is for informational purposes only. FatBerry makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Should you require more information on our products, please refer to fatberry.com or contact us.

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Tesla Berjaya Lancarkan Kereta Pertama Di Singapura

Tesla Officially Launched In Singapore

Written by: Song Hui Jin

Tesla recently made its re-appearance in Singapore. It had a presence in the country back in 2016, but the automaker ran into some issues. Earlier this year, in February, Tesla quietly opened up its portal for booking in Singapore. Just 5 months after opening its sales portal, Tesla delivered its first car, the Model 3 on 29 July 2021 to a handful of buyers.

Since then, the demand for the electric vehicle has been to the tune of 1,200 orders to 500 available cars. The price for the Model 3 Standard Range Plus was at S$112,845 (RM344,290). Model 3 Performance variant priced ranging up to S$154,815 (RM472,340). However, the prices are before the inclusion of the Certificate of Entitlement (COE) cost.

While this may seem slightly pricey, the electric vehicle benefits from Singapore’s vehicular emissions scheme (VES) rebates. Enhanced rebates for clean vehicles in bands A1 and A2 have been increased to S$25,000 (RM76,280) and S$15,000 (RM45,770), respectively.

Tesla Model 3

Tesla Model 3 Standard Range Plus

The Tesla Model 3 also enjoys the EV Early Adopter Incentive (EEAI) that the Singapore government offers. EEAI provides a 45% rebate of the ARF, capped at $20,000. Thus, in total, the Model 3 enjoys a rebate of $45,000.

This is the highest amount that cars in Singapore can enjoy, compared to other luxury sports cars in the market. Do note that the EEAI will apply from 1 January 2021 to 31 December 2023.

The Model 3 Standard Range Plus is the ‘starter model’ of the lot. According to Paul Tan, the performance of the Tesla Model 3 Standard Range Plus boasts a range of 448km on the WLTP cycle.

The electric vehicle is also capable of 0-100km/h in 5.6 seconds with a top speed of 225km/h. On the other hand, the Model 3 Performance variant offers up to 567km of range with a 0-100km/h time of 3.3 seconds and a top speed of 261km/h. It also comes with an all-wheel-drive capability for improved agility, control, and power while on the road.

While Tesla’s service centre in Toa Payoh is due to start operations in July, The Straits Times reported that the first Supercharges, which are the first in Southeast Asia, is now operational in Singapore.

The high-speed DC charging points, providing up to 250 kW power, have already been installed on the ninth-floor car park of the Orchard Central shopping mall.

Meanwhile, more Superchargers will be made available in the coming months. Currently, the network consists of over 25,000 chargers at more than 2,700 locations worldwide.

Recently, Tesla CEO Elon Musk confirmed that the Supercharger network would eventually be available to users of other electric vehicles starting later in 2021. 

Last year, a pair of Model 3s, one Standard Range, and one Long Range were up for sale in Malaysia. According to the importer, Vision Motorsports, these vehicles were not one-off arrivals. They mentioned that interested buyers could purchase the Model 3 at RM390k for the Standard Range and RM450k for the Long Range.

Apparently, the Model 3 is not the first Tesla vehicle that landed in Singapore. Previously, the Model S, which is Tesla’s first mass-market sedan, was bought by Mr. Joe Nguyen. He was also slapped with a $15,000 surcharge under the older Carbon Emissions Vehicle Scheme by the Land Transport Authority (LTA).

The car was bought in Hong Kong and brought in as a second-hand car; Mr. Joe Nguyen didn’t expect his Model S to be the first as other people could just buy and bring it in.


Do you think Tesla will come to Malaysia soon? And if so, how much do you think it will cost to own a Tesla electric car in our country?

*The content provided is for informational purposes only. FatBerry makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Should you require more information on our products, please refer to fatberry.com or contact us.

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