Introducing PAYLATER Malaysia, the perfect option for hassle-free installments. Paying for your favorite insurance is now more affordable. PAYLATER Malaysia is a payment solution that enables you to “Buy Now, Pay Later” (BNPL). Amongst the benefits are:

  • Up to RM3,500 instant shopping limit 
  • Installment with debit or credit card
  • First checkout with only 25% payment
  • 4-months ZERO-FEE installments 
  • Flexible tenure (up to 24-months) *T&Cs apply
  • No maximum shopping amounts

Search for the desired insurance for your car and enjoy four months’ interest-free installments plus an RM50 instant rebate voucher if you check out with the PAYLATER Malaysia app.

Signing-up with PAYLATER Malaysia


You will have to sign up for a user account with PAYLATER Malaysia on a smartphone. Follow these steps to sign in:

Step 1 – Installing the PAYLATER Malaysia app. Download the app PAYLATER Malaysia in App Store (iOS), Google Play Apps (Android) or Huawei AppGallery

Step 2 – Complete the registration process and click Sign Up. 

Step 3 – Fill out the information and request a one-time password (OTP). 

Step 4 –  Key in your OTP to continue.

Step 5 –  Click START KYC to apply for the shopping limit. The shopping limit can be adjusted later. Take a selfie and click Scan Face. Next, take a photo of your NRIC (front and back) and click NEXT.

After that, you will receive a confirmation email.

Increase Shopping Limit

If your instant shopping  limit is lower than the price of insurance that you want to purchase, the limit can be increased by following the steps below:

Step 1 – Click on the PAYLATER Logo 

Step 2 – Click INCREASE LIMIT to apply a higher shopping limit

Step 3 – Enter the item name and price that you want to buy and click NEXT

Step 4 – Fill up the Information and click NEXT

Step 5 – Select your employment status and click NEXT

Step 6 – Upload your latest mandatory documents (payslip, utility bills, bank statement) and click NEXT

You can add another ONE MONTH PAYSLIP as a supporting document in the Optional Document section. Please ensure all the documents submitted are not password protected. All higher shopping limit applications are subjected to PAYLATER Malaysia terms and conditions for approval.

Also, please note that increasing the shopping limit will take about 1 – 3 working days to succeed.

You may also need to re-submit some documents due to incorrect submission or insufficient information.

Don’t Forget to Checkout with Your RM50 Instant Rebate Cash Voucher

In the checkout process, you will be redirected to the PAYLATER Malaysia app. Remember to select your RM50 VOUCHER at the checkout page. Please follow the instructions below to claim the voucher:

Step 1 – Check your purchase amount and installment plan. The user needs to select the RM50 VOUCHER from the Select Voucher section

Step 2 – Enter your 6 digits security PIN to proceed

Don’t Hesitate, Get Covered Now

For folks who need to plan their budget this month, the PAYLATER Malaysia app is the perfect solution for you. With zero-fee installment plans for up to 4-months, you can worry less about managing your monthly budget. Plus, with a cash rebate of up to RM50, you can buy your insurance at Fatberry and even save more money. If 4-months is not enough, you can always extend your installment tenure to the duration that you want! *T&Cs apply. 

Head over to to get the best deal for your car insurance now and get the PAYLATER Malaysia vouchers while stock lasts!

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